7311 Earl St, Duluth, MN 55810 Property Records

St. Louis County property record for 7311 Earl St, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,424 sqft · built 1924
Lot Size	0.582 acres (25,385 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Nov 2020)
Tax Bill	$3,252 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0220-01360`

Property Details

APN / Parcel Number

Primary APN	`010-0220-01360`
Alternative APN	`1099760`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,424 sqft Gross Area
1st Floor Area	992 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1975
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	25,385 sqft (0.582 acres)
Garage Area	720 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	48 sqft
Deck Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1099760
Street Address	7311 EARL ST
City	DULUTH
State	MN
Zip	55810-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10 THRU 14 INC PART OF VAC ALLEY ADJ SERIAL #
Legal Subdivision	BAY VIEW ADD TO DULUTH 1
Legal Block	9
Legal Lot Number	10-14
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2000
Census Tract	2900

Owner

7311 Earl St is owned and occupied by an individual who bought it in November 2020.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7311 EARL ST, DULUTH, MN 55810-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Warranty Deed, Transfer · Conventional with PMI SERVION INC
Nov 12, 2020	Warranty Deed, Transfer · Conventional with PMI SERVION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Prior Sale	Nov 12, 2020 · Amount on File
Deed Document Number	20201396209
Prior Transfer Date	Oct 16, 2020
Prior Transfer Doc	00A1396209
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 17, 2020
Property Address	7311 EARL ST, DULUTH, MN 55810-1321
Document Number	00A1396209
Instrument Date	Oct 16, 2020
Instrument	A1396209
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7311 EARL ST DULUTH MN 558101321, DULUTH, MN 55810-1321

Mortgage

Document Number	A1396211
Date	Nov 17, 2020
Instrument	A1396211

Lender

Name	SERVION INC
Address	NEW BRIGHTON, MN 55112

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 12, 2020
Property Address	7311 EARL ST, DULUTH, MN 55810-1321
Document Number	00T1032003
Instrument Date	Oct 16, 2020
Instrument	T1032003
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7311 EARL ST DULUTH MN 558101321, DULUTH, MN 55810-1321

Mortgage

Document Number	T1032004
Date	Nov 12, 2020
Instrument	T1032004

Lender

Name	SERVION INC
Address	NEW BRIGHTON, MN 55112

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 7311 Earl St was $3,252 with a homeowner's exemption, up 10.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,252.00 (+10.69%) Homeowner's exemption
2025	$2,938.00 (-8.24%) Homeowner's exemption	$295,500 (+21.41%) Land $30,400 Building $265,100	$295,500 (+21.41%) Land $30,400 Building $265,100
2024	$3,202.00	$243,400 Land $23,500 Building $219,900	$243,400 Land $23,500 Building $219,900
2022		$239,600 Land $39,300 Building $200,300	$239,600 Land $39,300 Building $200,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7311 Earl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7311 Earl St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber.

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