Santa Rosa County property record for 7310 Spinnaker Ct, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,301 sqft · built 2017 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Company Name on File |
| Last Sale | $108,000 (Mar 2002) |
| Tax Bill | $11,153 (2024) |
| Deeds & Mortgages | Jan 2017 Construction Loan Dec 2017 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 28-2S-26-9250-00000-0130 |
| Primary APN | 28-2S-26-9250-00000-0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 2,301 sqft Living Area |
| Gross Area | 4,514 sqft |
| 1st Floor Area | 1,227 sqft |
| Upper Floors Area | 1,074 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 104 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 777 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 720 sqft |
| Deck Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7310 SPINNAKER CT |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-7059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NB-MD |
| Legal Description | SAILMAKER COVE LOT 13 AS DES IN OR 4082 PG 477 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 28 |
| Legal Subdivision | SAILMAKER COVE |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | NAVARRE BEACH |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10825 |
7310 Spinnaker Ct is owned by a company that bought it in March 2002.
Source: Santa Rosa County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2914 CHERRY BLOSSOM LN, MURFREESBORO, TN 37129-0225 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2017 | Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK |
| Dec 22, 2017 | Loan Modification, Mortgage HANCOCK BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2002 · Amount on File |
| Deed Sale | Mar 14, 2002 · Amount on File |
| Deed Book / Page | 1992 / 1905 |
| Prior Transfer Date | Jan 11, 2001 |
| Prior Transfer Doc | 1984001658 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7310 SPINNAKER CT, NAVARRE, FL 32566-7059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035891446 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 3589/1446 |
| Instrument | 201700919 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7310 SPINNAKER CT, NAVARRE, FL 32566-7059 |
| Document Number | 0036980627 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 7310 SPINNAKER CT NAVARRE FL 325667059, NAVARRE, FL 32566-7059 |
| Document Number | 0036980627 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 003698/000627 |
| Instrument | 3760 |
| Name | HANCOCK BK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39501 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,093,686 (+17.19%) Land $500,000 Building $593,686 | $1,093,686 (+17.19%) Land $500,000 Building $593,686 | |
| 2024 | $11,153.00 (+0.21%) | $933,258 (+1.53%) Land $450,000 Building $483,258 | $933,258 (+1.53%) Land $450,000 Building $483,258 |
| 2023 | $11,130.00 (+5.78%) | $919,203 (+7.13%) Land $450,000 Building $469,203 | $919,203 (+7.13%) Land $450,000 Building $469,203 |
| 2022 | $10,522.00 | $857,997 | $857,997 Land $425,000 Building $432,997 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7310 Spinnaker Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 734 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,678 units insured incl. 944 condo units |
| Nearby Flood Claims | 217 (1995–2024) |
| Most Recent Claim | Jun 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7310 Spinnaker Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAVARRE BEACH WATER SYSTEM serves 6,166 people · EPA ID FL1570874 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AT&T, Verizon.
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