Genesee County property record for 7310 N Bray Rd, Mount Morris, MI 48458
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,296 sqft · built 1996 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $31,501 (Feb 2013) |
| Tax Bill | $1,948 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-09-100-040 |
| Primary APN | 11-09-100-040 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 1,296 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Modular |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 363 ft deep x 120 ft wide |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7310 N BRAY RD |
|---|---|
| City | MOUNT MORRIS |
| State | MI |
| Zip | 48458-8830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R AG - R |
| Legal Description | A PARCEL OF LAND BEG N 0 DEG 52 MIN 32 SEC W 425.43 FT FROM W 1/4 COR OF SEC TH N 0 DEG 52 MIN 32 SEC W 120 FT TH S 88 DEG 48 |
| Legal Range | 07E |
| Legal Township | 08N |
| Legal Section | 09 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GENESEE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 12100 |
7310 N Bray Rd is owned and occupied by an individual who bought it in February 2013.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7310 N BRAY RD, MOUNT MORRIS, MI 48458-8830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2013 · Amount on File |
| Deed Sale | Feb 12, 2013 · Amount on File |
| Prior Sale | Dec 2, 2011 · Amount on File |
| Deed Document Number | 20139792 |
| Prior Transfer Date | Nov 23, 2011 |
| Prior Transfer Doc | 0000081248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 7310 N BRAY RD, MOUNT MORRIS, MI 48458-8830 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7310 N BRAY RD, MOUNT MORRIS, MI 48458-8830 |
| Document Number | 0000000072 |
|---|---|
| Date | Jun 27, 2025 |
| Instrument | 202506270000072 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 7310 N BRAY RD, MOUNT MORRIS, MI 48458-8830 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000036905 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 201905130036905 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2039 |
The 2025 property tax bill for 7310 N Bray Rd was $1,948 with a homeowner's exemption, down 22.8% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Genesee Charter Township |
| Unified School District | Kearsley Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,100 (+12.43%) Land $10,700 Building $73,400 | $168,200 (+12.43%) Land $21,400 Building $146,800 | |
| 2025 | $1,948.00 (-22.76%) Homeowner's exemption | $74,800 | $149,600 |
| 2024 | $2,522.00 | ||
| 2023 | $67,000 | $134,000 | |
| 2021 | $1,955.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7310 N Bray Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7310 N Bray Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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