Monmouth County and Spring Lake Heights Borough property record for 731 Wall Rd, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,337 sqft · built 2020 |
| Lot Size | 0.186 acres (8,085 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Dec 2019) |
| Tax Bill | $12,305 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Aug 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-00046-0000-00032 |
| Primary APN | 48-00046-0000-00032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,337 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Upper Floors Area | 1,217 sqft |
| Basement Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,085 sqft (0.186 acres) |
| Lot Dimensions | 105 ft deep x 77 ft wide |
| Garage Area | 180 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 12460 |
|---|---|
| Street Address | 731 WALL RD |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-2264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 46 |
| Legal Lot Number | 32 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE HEIGHTS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 808902 |
731 Wall Rd is owned and occupied by two individuals who bought it in December 2019.
Source: Monmouth County and Spring Lake Heights Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 731 WALL RD, SPRING LAKE, NJ 07762-2264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA |
| Aug 27, 2021 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Apr 10, 2020 | Deed of Trust, Mortgage SANTANDER BK NA |
| Dec 16, 2019 | Grant Deed, Transfer · Conventional with PMI SANTANDER BK NA |
| Apr 10, 2017 | Grant Deed, Transfer · Conventional with PMI AMERICAN NBRHD MTG ACCPTNC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2019 · Amount on File |
| Deed Sale | Dec 16, 2019 · Amount on File |
| Prior Sale | Apr 10, 2017 · Amount on File |
| Deed Document Number | 2019120244 |
| Deed Book / Page | 9385 / 7168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 731 WALL RD, SPRING LAKE, NJ 07762-2264 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | UNKNOWN, SILK TITLE AND ESCROW FT |
| Name | Verified Name |
|---|
| Document Number | 0097608803 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 9760/8803 |
| Instrument | 2025081971 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 731 WALL RD, SPRING LAKE, NJ 07762-2264 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Title Company | MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|---|
| Address | 731 WALL RD, SPRING LAKE, NJ 07762-2264 |
| Document Number | 0095390727 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 9539/727 |
| Instrument | 2021130305 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 731 WALL RD, SPRING LAKE, NJ 07762-2264 |
| Document Number | 0000046802 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | ABLE TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 731 WALL RD SPRING LAKE NJ 077622264, SPRING LAKE, NJ 07762-2264 |
| Document Number | 0000046802 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 009411/007526 |
| Instrument | 46802 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 3, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 16, 2019 |
| Property Address | 731 WALL RD, SPRING LAKE, NJ 07762-2264 |
| Document Number | 0000120244 |
| Book / Page | 009385 / 007168 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 120244 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2020 |
| Title Company | ABLE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 731 WALL RD SPRING LAKE NJ 077622264, SPRING LAKE, NJ 07762-2264 |
| Document Number | 120245 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 009385/007174 |
| Instrument | 120245 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 10, 2017 |
| Property Address | 731 WALL RD, SPRING LAKE, NJ 07762-2264 |
| Document Number | 0000037283 |
| Book / Page | 009221 / 004866 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 37283 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 731 WALL RD SPRING LAKE NJ 077622264, SPRING LAKE, NJ 07762-2264 |
| Document Number | 37284 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 009221/004877 |
| Instrument | 37284 |
| Name | AMERICAN NBRHD MTG ACCPTNC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 9, 2047 |
The 2025 property tax bill for 731 Wall Rd was $12,305, up 6.2% from the year before.
Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Heights Borough |
| Unified School District | Spring Lake Heights Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,454,600 (+21.05%) Land $589,000 Building $865,600 | $1,454,600 (+21.05%) Land $589,000 Building $865,600 | |
| 2025 | $12,305.00 (+6.18%) | $1,201,700 Land $519,700 Building $682,000 | $1,201,700 Land $519,700 Building $682,000 |
| 2024 | $11,589.00 | ||
| 2023 | $1,006,900 Land $364,500 Building $642,400 | $1,006,900 Land $364,500 Building $642,400 | |
| 2022 | $12,107.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 731 Wall Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 731 Wall Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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