731 W Phillips Dr, Swansboro, NC 28584 Property Records

Onslow County property record for 731 W Phillips Dr, Swansboro, NC 28584

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,352 sqft · built 1970
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Mar 2021)
Tax Bill	$1,779 (2026)
Deeds & Mortgages	Mar 2021 Sale Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1401-70`

Property Details

APN / Parcel Number

Primary APN	`1401-70`
Alternative APNs	`470959000` `001336`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	150 ft deep x 79 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	470959000
Street Address	731 W PHILLIPS DR
City	SWANSBORO
State	NC
Zip	28584-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8SF
Legal Description	L10 S1 BF SWANSBORO HEIGHTS
Legal Subdivision	SWANSBORO HEIGHTS SEC 1
Legal Block	F
Legal Lot Number	10
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	2
Census Block	2007
Census Tract	105

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	731 W PHILLIPS DR, SWANSBORO, NC 28584-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Warranty Deed, Transfer
Jan 9, 2018	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU
Jul 18, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Jan 9, 2018 · Amount on Record
Deed Book / Page	5423 / 156
Prior Transfer Date	Jun 27, 2017
Prior Transfer Doc	0046460880
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 30, 2021
Property Address	731 W PHILLIPS DR, SWANSBORO, NC 28584-9645
Document Number	0054230156
Book / Page	5423 / 156
Map Reference	MB 7 PG 65
Instrument Date	Mar 30, 2021
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 VALLEY CT, 204, HOLLY SPRINGS, NC 27540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 W PHILLIPS DR, SWANSBORO, NC 28584-9645

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 9, 2018
Property Address	731 W PHILLIPS DR, SWANSBORO, NC 28584-9645
Document Number	0047220609
Book / Page	4722 / 609
Map Reference	MB7 PG65
Instrument Date	Jul 7, 2017
Instrument	4722-609
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1164 MOUNT PLEASANT RD, 1164, SWANSBORO, NC 28584-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 W PHILLIPS DR, SWANSBORO, NC 28584-9645

Mortgage

Document Number	4722612
Date	Jan 9, 2018
Instrument	4722-612

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 18, 2017
Property Address	731 W PHILLIPS DR, SWANSBORO, NC 28584-9645
Document Number	0046460880
Book / Page	004646 / 000880
Instrument Date	May 3, 2017
Transaction Type	Foreclosure
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$126.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1164 MOUNT PLEASANT RD SWANSBORO NC 285848626, SWANSBORO, NC 28584-8626

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Swansboro Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,779.00 (+8.81%)	$282,770 (+73.75%) Land $85,000 Building $197,770	$282,770 (+73.75%) Land $85,000 Building $197,770
2023	$1,635.00	$162,746 Land $50,000 Building $112,746	$162,746 Land $50,000 Building $112,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Nearby Flood Policies	70 in force
Nearby Flood Claims	7 (2018–2020)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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