Allen County property record for 731 W Main St, Cairo, OH 45820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 2000 |
| Lot Size | 0.399 acres (17,380 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Apr 2021) |
| Tax Bill | $1,496 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3105-02-008.000 |
| Primary APN | 27-3105-02-008.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Family Room | Family Room |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 17,380 sqft (0.399 acres) |
| Lot Dimensions | 112 ft deep x 155 ft wide |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 731 W MAIN ST |
|---|---|
| City | CAIRO |
| State | OH |
| Zip | 45820-6520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OL 2 FF 155.00 |
| Legal Subdivision | WEST CAIRO |
| Legal Lot Number | 2 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 10200 |
731 W Main St is owned and occupied by an individual who bought it in April 2021.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 731 W MAIN ST, CAIRO, OH 45820-6520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on File |
| Deed Sale | Apr 27, 2021 · Amount on File |
| Prior Sale | Jun 17, 1993 |
| Deed Document Number | 20215576 |
| Deed Book / Page | 2021 / 5576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Apr 27, 2021 |
| Property Address | 731 W MAIN ST, CAIRO, OH 45820-6520 |
| Document Number | 4270005576 |
| Book / Page | 2021 / 5576 |
| Map Reference | VOL 799 PG 154 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 202104270005576 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 731 W MAIN ST, CAIRO, OH 45820-6520 |
| Document Number | 4270005577 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 202104270005577 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | May 1, 2044 |
The 2025 property tax bill for 731 W Main St was $1,496, up 2% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Monroe Township |
| Municipality | Cairo Village |
| Unified School District | Bath Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,496.00 (+1.98%) | $14,110 (-) Land $9,660 Building $4,450 | $40,300 (-) Land $27,600 Building $12,700 |
| 2024 | $1,467.00 (+8.91%) | $14,110 (+40.96%) Land $9,660 Building $4,450 | $40,300 Land $27,600 Building $12,700 |
| 2023 | $1,347.00 (+167.26%) | $10,010 (-) Land $6,860 Building $3,150 | |
| 2022 | $504.00 | $10,010 Land $6,860 Building $3,150 | |
| 2021 | $28,600 Land $19,600 Building $9,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 731 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 731 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Buckeye Wireless, MetaLINK Technologies.
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