731 W Dean Rd, Temperance, MI 48182 Property Records

Monroe County property record for 731 W Dean Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	3.57 acres (155,509 sqft)
Owner	2 Individual Names on File
Last Sale	$88,000 (Feb 2022)
Tax Bill	$4,289 (2025)
Deeds & Mortgages	Oct 2022 Construction Loan Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-026-032-10`

Property Details

APN / Parcel Number

Primary APN	`02-026-032-10`

Exterior

Lot Area	155,509 sqft (3.57 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	731 W DEAN RD
City	TEMPERANCE
State	MI
Zip	48182-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 26 T8S R7E 3.57 ACRE E 1/3 OF N 3/8 OF NW 1/4 OF NW 1/4 EXC PAR COM 1319.29 FT N 88D 08M W FR N 1/4 COR TH N 88D 08M W
Legal Range	07E
Legal Township	08S
Legal Section	26
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2003
Census Tract	833500

Owner

731 W Dean Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	731 W DEAN RD, TEMPERANCE, MI 48182-9504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Construction Mortgage PREMIER BANK
Feb 8, 2022	Warranty Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE
Jan 28, 2021	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Prior Sale	Jan 28, 2021 · Amount on File
Deed Document Number	20222834
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	731 W DEAN RD, TEMPERANCE, MI 48182-9504
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5930 GANY MEDE DR, TOLEDO, OH 43623-1412

Mortgage

Document Number	0000019453
Date	Oct 6, 2022
Instrument	2022R19453

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Aug 1, 2033
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	9.75%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Feb 8, 2022
Property Address	731 W DEAN RD, TEMPERANCE, MI 48182-9504
Document Number	0000002834
Instrument Date	Feb 7, 2022
Instrument	2022R02834
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6957 S RIDGEWOOD DR, LAMBERTVILLE, MI 48144-9526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5930 GANY MEDE DR, TOLEDO, OH 43623-1412

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jan 28, 2021
Property Address	731 W DEAN RD, TEMPERANCE, MI 48182-9504
Document Number	0000002593
Instrument Date	Jan 25, 2021
Instrument	2593
Transaction Type	Transfer
Record Updated	Mar 8, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$602.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6957 S RIDGEWOOD DR LAMBERTVILLE MI 481449526, LAMBERTVILLE, MI 48144-9526

Tax Assessment & Valuation

The 2025 property tax bill for 731 W Dean Rd was $4,289 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,600 Land $188,600	$377,200 Land $377,200
2025	$4,289.00 Homeowner's exemption
2023	$1,589.00	$35,200	$70,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 731 W Dean Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1979–2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 W Dean Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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