St. Louis County property record for 731 W 6th St, Duluth, MN 55806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,011 sqft · built 1940 |
| Lot Size | 0.218 acres (9,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,900 (Aug 2018) |
| Tax Bill | $3,456 (2026) |
| Deeds & Mortgages | Nov 2019 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1310-01640 |
| Primary APN | 010-1310-01640 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,011 sqft Gross Area |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 9,504 sqft (0.218 acres) |
| Garage Area | 672 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 16 sqft |
| Patio Area | 300 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1056975 |
|---|---|
| Street Address | 731 W 6TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55806-2424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLY 95 FT OF LOTS 125 AND 127 SERIAL # |
| Legal Subdivision | DULUTH PROPER THIRD DIV |
| Legal Block | 73 |
| Legal Lot Number | 125,127 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1800 |
731 W 6th St is owned and occupied by an individual who bought it in August 2018.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 731 W 6TH ST, DULUTH, MN 55806-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| Aug 28, 2018 | Warranty Deed, Transfer · Conventional with PMI ROYAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2018 · Amount on File |
| Deed Sale | Aug 28, 2018 · Amount on File |
| Prior Sale | Jan 3, 2013 · Amount on File |
| Deed Document Number | 20181339527 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 731 W 6TH ST, DULUTH, MN 55806-2424 |
| Document Number | 00A1369167 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 731 W 6TH ST DULUTH MN 558062424, DULUTH, MN 55806-2424 |
| Document Number | 00A1369167 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | A1369167 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 9, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 28, 2018 |
| Property Address | 731 W 6TH ST, DULUTH, MN 55806-2424 |
| Document Number | 00A1339527 |
| Instrument Date | Aug 23, 2018 |
| Instrument | A1339527 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Title Company | CONSOLIDATED TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $593.67 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 731 W 6TH ST DULUTH MN 558062424, DULUTH, MN 55806-2424 |
| Document Number | A1339528 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | A1339528 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2048 |
The 2026 property tax bill for 731 W 6th St was $3,456 with a homeowner's exemption, up 9.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,456.00 (+9.16%) Homeowner's exemption | ||
| 2025 | $3,166.00 (+2.59%) Homeowner's exemption | $280,900 (+11.73%) Land $95,500 Building $185,400 | $280,900 (+11.73%) Land $95,500 Building $185,400 |
| 2024 | $3,086.00 | $251,400 Land $92,600 Building $158,800 | $251,400 Land $92,600 Building $158,800 |
| 2022 | $216,100 Land $84,000 Building $132,100 | $216,100 Land $84,000 Building $132,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 731 W 6th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 731 W 6th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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