Pontotoc County property record for 731 W 2nd St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1960 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $19,000 (Nov 2004) |
| Tax Bill | $750 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Jul 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10039 |
| Primary APN | 10039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Patio Area | 40 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Utility Building | 780 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Account Number | 10039 |
|---|---|
| Street Address | 731 W 2ND ST |
| City | ADA |
| State | OK |
| Zip | 74820-1209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLOCK 14 ORIGINAL - ADA |
| Legal Subdivision | ORIGINAL -ADA SD- IN SECS 28,29,32, 33-4 |
| Legal Block | 14 |
| Legal Lot Number | 8 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 89100 |
731 W 2nd St is owned by two individuals who acquired it in September 2026.
Source: Pontotoc County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19730 COUNTY ROAD 1546, ADA, OK 74820-3193 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 22, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Nov 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VISION BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2004 · Amount on File |
| Deed Sale | Nov 9, 2004 · Amount on File |
| Deed Book / Page | 1939 / 117 |
| Last Transfer Date | Sep 22, 2026 |
| Transfer Doc | 0000005609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Sep 22, 2026 |
| Property Address | 731 W 2ND ST, ADA, OK 74820-1209 |
| Document Number | 0000005609 |
| Book / Page | 4052 / 218 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 20265609 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19730 COUNTY ROAD 1546, ADA, OK 74820-3193 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Jul 17, 2026 |
| Property Address | 731 W 2ND ST, ADA, OK 74820-1209 |
| Document Number | 0000004208 |
| Book / Page | 4030 / 185 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 20264208 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 19730 COUNTY ROAD 1546, ADA, OK 74820-3193 |
| Document Number | 0000004208, |
|---|---|
| Date | Jul 17, 2026 |
| Book Page | 4030/185 |
| Instrument | 20264208 |
| Name | STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 13, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 731 W 2ND ST, ADA, OK 74820-1209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3171/038 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 3171/038 |
| Instrument | 2017-006325 |
| Name | VISION BANK NA |
|---|---|
| Type | Bank |
| Address | ADA, OK 74820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 22, 2027 |
The 2025 property tax bill for 731 W 2nd St was $750, up 1.4% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,223 (+0.32%) Land $1,140 Building $6,083 | $60,192 (+0.32%) Land $9,500 Building $50,692 | |
| 2025 | $750.00 (+1.35%) | $7,200 (+516.97%) Land $1,140 Building $6,060 | $60,000 (-2.68%) Land $9,500 Building $50,500 |
| 2024 | $740.00 (+543.48%) | $1,167 (+5.04%) Land $783 Building $384 | $61,650 (+92.7%) Land $9,500 Building $52,150 |
| 2023 | $115.00 | $1,111 Land $780 Building $331 | $31,992 Land $6,500 Building $25,492 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 731 W 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 731 W 2nd St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 88% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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