731 Valley Dr, Durham, NC 27704 Property Records

Durham County property record for 731 Valley Dr, Durham, NC 27704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,670 sqft · built 1998
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Company Names on File
Last Sale	$175,000 (Jul 2017)
Tax Bill	$3,732 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0824-40-7242`

Property Details

APN / Parcel Number

Primary APN	`0824-40-7242`
Alternative APNs	`0824-40-72-4296` `082418407223` `172960`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,670 sqft Heated Area
1st Floor Area	730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	204 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	731 VALLEY DR
City	DURHAM
State	NC
Zip	27704-1478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	HORTON HILLS/SEC:05/LT#02 1 PL:000139-000105
Legal Subdivision	HORTON HILLS
Legal Lot Number	21
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2011
Census Tract	1710

Owner

731 Valley Dr is owned by a company that bought it in July 2017.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	731 VALLEY DR, DURHAM, NC 27704-1478
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jul 19, 2017	Warranty Deed, Transfer · FHA Mortgage NTFN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2017 · Amount on File
Deed Sale	Jul 19, 2017 · Amount on File
Prior Sale	Jun 10, 2011 · Amount on File
Deed Document Number	201725034
Deed Book / Page	8230 / 595
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	731 VALLEY DR, DURHAM, NC 27704-1478
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 VALLEY DR, DURHAM, NC 27704-1478

Mortgage

Document Number	0097490545
Date	Jul 27, 2022
Book Page	9749/545
Instrument	2022030633

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 19, 2017
Property Address	731 VALLEY DR, DURHAM, NC 27704-1478
Document Number	0082300595
Book / Page	008230 / 000595
Instrument Date	Jun 29, 2017
Instrument	25034
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	731 VALLEY DR DURHAM NC 277041478, DURHAM, NC 27704-1478

Mortgage

Document Number	82300597
Date	Jul 19, 2017
Book Page	008230/000597
Instrument	25035

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 731 Valley Dr was $3,732, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,732.00 (+2.53%)	$367,225 (-) Land $113,400 Building $253,825	$367,225 (-) Land $113,400 Building $253,825
2025	$3,640.00	$367,225 Land $113,400 Building $253,825	$367,225 Land $113,400 Building $253,825
2023	$2,582.00 (+2.34%)	$197,163 Land $37,860 Building $159,303	$197,163 Land $37,860 Building $159,303
2022	$2,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 Valley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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