731 T St, Merced, CA 95341 Property Records

Merced County property record for 731 T St, Merced, CA 95341 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1951
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Company Names on File
Tax Bill	$987 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone AO (high risk)
APN	`032-114-008-000`

Property Details

APN / Parcel Number

Primary APN	`032-114-008-000`
Alternative APN	`032114008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1975
Architectural Style	Other
Construction Type	Tilt-Up Concrete
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	032114008
Street Address	731 T ST
City	MERCED
State	CA
Zip	95341-6547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERCED POR LOT 1&2 BLK 353
Legal Subdivision	MERCED
Legal Block	353
Legal Lot Number	1,2 2
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1014
Census Tract	1503

Owner

Source: Merced County records · APN 032-114-008-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	731 T ST, MERCED, CA 95341-6547
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL EMPLOYEES CU
Feb 08, 2021	Intrafamily Transfer, Transfer
Jan 28, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jan 28, 2019
Deed Sale	Jan 28, 2019
Prior Sale	Jan 28, 2019
Deed Document Number	0000002672
Last Transfer Date	Feb 08, 2021
Transfer Doc	0000006094
Record Updated	Jun 07, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	731 T ST, MERCED, CA 95341-6547
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 T ST, MERCED, CA 95341-6547

Mortgage

Document Number	0000004981
Date	Feb 27, 2026
Instrument	2026004981

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Feb 08, 2021
Property Address	731 T ST, MERCED, CA 95341-6547
Document Number	0000006094
Map Reference	MB 10 PG 23-30
Instrument Date	Jan 20, 2021
Instrument	2021006094
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	731 T ST, MERCED, CA 95341-6547

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 28, 2019
Property Address	731 T ST, MERCED, CA 95341-6547
Document Number	0000002672
Map Reference	MB 10 PG 23-30
Instrument Date	Jan 15, 2019
Instrument	2019002672
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	731 T ST, MERCED, CA 95341-6547

Mortgage

Document Number	0000002673
Date	Jan 28, 2019
Instrument	2019002673

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 01, 2029

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$987.00 (+7.4%) Homeowner's exemption	$93,729 (+4.04%) Land $28,698 Building $65,031
2023	$919.00 (+1.66%) Homeowner's exemption	$90,091 Land $27,585 Building $62,506
2022	$904.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470015031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 57 individual NFIP policies nearby
Nearby Flood Policies	57 in force
Nearby Flood Claims	5 (1996–2023)
Most Recent Claim	Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 498 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Ayera Technologies	Fixed Wireless	1,000 / 500
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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