731 Sunset Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 731 Sunset Ln, O Fallon, MO 63366 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,386 sqft · built 2008
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$525,350 (Jul 2025)
Tax Bill	$4,301 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T060300032`

Property Details

APN / Parcel Number

Primary APN	`T060300032`
Alternative APN	`2-050D-9727-00-0030.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,386 sqft Living Area
Gross Area	3,088 sqft
1st Floor Area	1,184 sqft
Basement Area	752 sqft
Finished Basement	450 sqft
Unfinished Basement	302 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	7,405 sqft (0.17 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	324 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T060300032
Street Address	731 SUNSET LN
City	O FALLON
State	MO
Zip	63366-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET HILLS CAREFREE COMMUNITY LIVING LOT 30
Legal Subdivision	SUNSET HILLS CAREFREE COMMUNITY LIVING
Legal Lot Number	30
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3008
Census Tract	311802

Owner

Source: St. Charles County records · APN T060300032

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	731 SUNSET LN, O FALLON, MO 63366-2112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 07, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 09, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 22, 2017	Warranty Deed, Transfer · Conventional Mortgage THE F&M BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	Nov 30, 2021 · Amount on Record
Deed Document Number	202532432
Prior Transfer Date	Dec 06, 2018
Prior Transfer Doc	0070112120
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 30, 2021
Property Address	731 SUNSET LN, O FALLON, MO 63366-2112
Document Number	0000096996
Map Reference	MB 41 PG 329
Instrument Date	Nov 19, 2021
Instrument	2021R-096996
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	731 SUNSET LN, 731, O FALLON, MO 63366-2112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 SUNSET LN, O FALLON, MO 63366-2112

Mortgage

Document Number	0000096997
Date	Nov 30, 2021
Instrument	2021R-096997

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 07, 2018
Property Address	731 SUNSET LN, O FALLON, MO 63366-2112
Document Number	0070112120
Book / Page	007011 / 002120
Instrument Date	Dec 06, 2018
Instrument	685480
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	731 SUNSET LANE UNITY O FALLON MO 63366, O FALLON, MO 63366

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 09, 2018
Property Address	731 SUNSET LN, O FALLON, MO 63366-2112
Document Number	0069451198
Book / Page	6945 / 1198
Map Reference	MB 41 PG 329
Instrument Date	Jun 28, 2018
Instrument	20180709000383280
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	US TITLE CORPORATION AND OR

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 SPRINGER DR, 110, GODFREY, IL 62035-3406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 SUNSET LN, O FALLON, MO 63366-2112

Mortgage

Document Number	20180709000383300
Date	Jul 09, 2018
Instrument	20180709000383300

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 22, 2017
Property Address	731 SUNSET LN, O FALLON, MO 63366-2112
Document Number	0067470549
Book / Page	6747 / 0549
Map Reference	MB 41 PG 329
Instrument Date	May 08, 2017
Instrument	20170522000312640
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	731 SUNSET LN, 731, O FALLON, MO 63366-2112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 SUNSET LN, O FALLON, MO 63366-2112

Mortgage

Document Number	20170522000312650
Date	May 22, 2017
Instrument	20170522000312650

Lender

Name	THE F&M BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,301.00 (+6.8%)	$67,006 (+10.03%)	$352,664 (+10.03%) Land $65,000 Building $287,664
2024	$4,027.00
2023		$60,896
2022			$320,503 Land $50,000 Building $270,503

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833118023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 35% of the US · above 26% of Missouri
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 338 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Wisper ISP, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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