Norfolk County and Needham Town property record for 731 South St, Needham, MA 02492
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,689 sqft · built 1890 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $284,900 (Aug 1983) |
| Tax Bill | $15,413 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NEED M:204.0 B:0018 L:0000.0 |
| Primary APN | NEED M:204.0 B:0018 L:0000.0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 1,689 sqft Living Area |
| Gross Area | 3,699 sqft |
| 1st Floor Area | 1,653 sqft |
| Basement Area | 1,632 sqft |
| Unfinished Basement | 1,632 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 55,321 sqft (1.27 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Street Address | 731 SOUTH ST |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-2700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Block | 18 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 403300 |
731 South St is owner-occupied and held in a trust since June 2020.
Source: Norfolk County and Needham Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 731 SOUTH ST, NEEDHAM, MA 02492-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 1983 · Amount on File |
| Deed Sale | Aug 2, 1983 · Amount on File |
| Deed Book / Page | 817 / 115 |
| Last Transfer Date | Jun 19, 2020 |
| Transfer Doc | 1448898 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 731 SOUTH ST, NEEDHAM, MA 02492-2700 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001559135 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 1559135 |
| Name | NEEDHAM BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Oct 1, 2045 |
The 2025 property tax bill for 731 South St was $15,413.
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,413.00 | $1,454,100 Land $943,900 Building $510,200 | $2,075,465 (-16.06%) |
| 2024 | $2,472,565 | ||
| 2023 | $17,179.00 | $1,317,400 Land $733,700 Building $583,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 731 South St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 19 (1978–2023) |
| Claims Outside the SFHA | 19 of 19 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 731 South St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
May also be available: AT&T, T-Mobile.
5G (outdoors only) and 4G LTE
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