731 Seipel Dr, Denver, NC 28037 Property Records

Lincoln County property record for 731 Seipel Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,677 sqft · built 2007
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jan 2017)
Tax Bill	$3,598 (2023)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4612-25-8578`

Property Details

APN / Parcel Number

Primary APN	`4612-25-8578`
Alternative APNs	`203482` `86633`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,677 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Pool Area	660 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	203482
Street Address	731 SEIPEL DR
City	DENVER
State	NC
Zip	28037-7592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#54 LT SALEM SPRINGS PH2
Legal Subdivision	SALEM SPGS PH 02
Legal Block	25
Legal Lot Number	54
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	71102

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	731 SEIPEL DR, DENVER, NC 28037-7592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jan 5, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2017 · Amount on Record
Deed Sale	Jan 5, 2017 · Amount on Record
Prior Sale	Oct 15, 2007 · Amount on Record
Deed Document Number	0000026391
Deed Book / Page	2639 / 1
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	731 SEIPEL DR, DENVER, NC 28037-7592
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2997919
Date	Jan 25, 2021
Book Page	2997/919
Instrument	623883

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 5, 2017
Property Address	731 SEIPEL DR, DENVER, NC 28037-7592
Document Number	26391
Book / Page	002639 / 000001
Instrument Date	Jan 5, 2017
Instrument	557236
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	731 SEIPEL DR DENVER NC 280377592, DENVER, NC 28037-7592

Mortgage

Document Number	26393
Date	Jan 5, 2017
Book Page	002639/000003
Instrument	557237

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,598.00	$578,366 Land $68,000 Building $510,366	$578,366 Land $68,000 Building $510,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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