Lewis And Clark County property record for 731 Saddle Dr, Helena, MT 59601
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1981 |
| Lot Size | 0.052 acres (2,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,555 (Apr 2022) |
| Tax Bill | $1,236 (2026) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R0516398 |
| Primary APN | R0516398 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 504 sqft |
| 2nd Floor Area | 504 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,265 sqft (0.052 acres) |
| Porch | Porch |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000013260 |
|---|---|
| Street Address | 731 SADDLE DR |
| City | HELENA |
| State | MT |
| Zip | 59601-5638 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | BULL RUN ACRES NO 2, S33, T10 N, R03 W, BLOCK 10, LOT 8A, COS #334472 |
| Legal Range | 03W |
| Legal Township | 10N |
| Legal Section | 33 |
| Legal Subdivision | BULL RUN ACRES NO 2 |
| Legal Block | 10 |
| Legal Lot Number | 8A |
| Jurisdiction | LEWIS AND CLARK MT |
| Township / Civil Division | HELENA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1101 |
731 Saddle Dr, a townhouse, is owned and occupied by two individuals who bought it in April 2022.
Source: Lewis And Clark County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 731 SADDLE DR, HELENA, MT 59601-5638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Apr 6, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| May 1, 2018 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2022 · Amount on File |
| Deed Sale | Apr 6, 2022 · Amount on File |
| Prior Sale | May 1, 2018 · Amount on File |
| Deed Document Number | 20223396504 |
| Deed Book / Page | 60 / 8672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Property Address | 731 SADDLE DR, HELENA, MT 59601-5638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000M65/266 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | M65/266 |
| Instrument | 3445961 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | Apr 6, 2022 |
| Property Address | 731 SADDLE DR, HELENA, MT 59601-5638 |
| Document Number | 00M60/8672 |
| Book / Page | M60 / 8672 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 3396504 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 731 SADDLE DR, HELENA, MT 59601-5638 |
| Document Number | 0003396505 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 3396505 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEWIS AND CLARK MT |
| Recording Date | May 1, 2018 |
| Property Address | 731 SADDLE DR, HELENA, MT 59601-5638 |
| Document Number | M54/1314 |
| Book / Page | M54 / 1314 |
| Map Reference | DOC334472 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 3320847 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 731 SADDLE DR, HELENA, MT 59601-5638 |
| Document Number | 3320848 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 3320848 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
The 2026 property tax bill for 731 Saddle Dr was $1,236.
Source: Lewis And Clark County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lewis And Clark County |
| Municipality | Helena City |
| Elementary School District | Helena Elementary School District (PK - 08) |
| Secondary School District | Helena High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,236.00 | $209,100 | |
| 2025 | $209,100 Land $112,091 Building $97,009 | ||
| 2023 | $2,374.00 | $217,800 | $217,800 Land $96,713 Building $121,087 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 731 Saddle Dr in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective April 7, 2024
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 731 Saddle Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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