San Mateo County property record for 731 Ruby St, Redwood City, CA 94061 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1951 |
| Square Footage | 2,429 sqft Living Area |
| Lot Size | 6,000 sqft (0.138 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $553,000 (2002) |
| Tax Bill | $13,241.00 (2025) |
| Primary APN | 058-178-150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,429 sqft Living Area |
| 1st Floor | 1,080 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Material | Roll Tar & Gravel Roof |
| Lot Area | 6,000 sqft (0.138 acres) |
| Depth X Width | 120 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 731 RUBY ST |
|---|---|
| City | REDWOOD CITY |
| State | CA |
| Zip | 94061-1427 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 11 & 12 BLOCK 46 CENTRAL PARK 2 RSM 8/15 16 CITY OF REDWOOD CITY |
| Legal Subdivision | CITY OF REDWOOD CITY |
| Legal Block | 46 |
| Legal Lot Number | 11,12 |
| Jurisdiction | SAN MATEO CA |
| Minor Civil Division | SAN MATEO |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 611000 |
Source: San Mateo County records · APN 058-178-150
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 731 RUBY ST, REDWOOD CITY, CA 94061-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| May 01, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 26, 2002 · Amount on Record |
| Deed Sale | Apr 26, 2002 · Amount on Record |
| Deed Doc Number | 200281613 |
| Prior Transfer Date | Nov 10, 1994 |
| Prior Transfer Doc | 0000183236 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 731 RUBY ST, REDWOOD CITY, CA 94061-1427 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 731 RUBY ST, REDWOOD CITY, CA 94061-1427 |
| Document Number | 0000100005 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 2021-100005 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 731 RUBY ST, REDWOOD CITY, CA 94061-1427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000037330 |
|---|---|
| Date | May 01, 2017 |
| Instrument | 2017-037330 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jun 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Max Rate | 8.62% |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Redwood City |
| Elementary School District | Redwood City Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,113,392 (+2%) Land $416,632 Building $696,760 | ||
| 2025 | $13,241.00 (+3.91%) Homeowner's exemption | $1,091,562 (+4.04%) Land $408,463 Building $683,099 | |
| 2023 | $12,743.00 (+4.5%) Homeowner's exemption | $1,049,176 Land $392,602 Building $656,574 | $1,235,340 |
| 2022 | $12,194.00 |
Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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