Callaway County property record for 731 Rock Spring Ln, Holts Summit, MO 65043
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,439 sqft · built 1988 |
| Lot Size | 8.76 acres (381,586 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $396,000 (Sep 2019) |
| Tax Bill | $2,733 (2025) |
| Deeds & Mortgages | Sep 2019 Refinance Apr 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-09.0-31.2-00-000-015.000 |
| Primary APN | 24-09.0-31.2-00-000-015.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,439 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,620 sqft |
| Finished Basement | 500 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Fiberglass |
| Lot Area | 381,586 sqft (8.76 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | 656 sqft |
| Patio Area | 800 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2409031200000015000 |
|---|---|
| Street Address | 731 ROCK SPRING LN |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 HERMAN HEIGHTS SUB. |
| Legal Range | 10W |
| Legal Township | 45N |
| Legal Section | 31 |
| Legal Subdivision | HERMAN HEIGHTS |
| Legal Lot Number | 10 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 70702 |
Source: Callaway County records, as of January 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 731 ROCK SPRING LN, HOLTS SUMMIT, MO 65043-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CALLAWAY BANK |
| Apr 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CALLAWAY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2019 · Amount on Record |
| Deed Sale | Sep 25, 2019 · Amount on Record |
| Deed Document Number | 20195924 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 731 ROCK SPRING LN, HOLTS SUMMIT, MO 65043-1513 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201905925 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 201905925 |
| Name | CALLAWAY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Oct 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 731 ROCK SPRING LN, HOLTS SUMMIT, MO 65043-1513 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202001879 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 202001879 |
| Name | CALLAWAY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Callaway County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | Jefferson City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,733.00 (-2.5%) | $44,964 (-) | $236,650 (-) |
| 2024 | $2,803.00 (+0.07%) | $44,964 (-) | $236,650 (-) |
| 2023 | $2,801.00 (+1.05%) | $44,964 (+1.07%) | $236,650 (+1.07%) |
| 2022 | $2,772.00 | $44,489 Land $4,161 Building $40,328 | |
| 2021 | $234,150 Land $21,900 Building $212,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 49% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures