Morgan County property record for 731 Ray St, Brush, CO 80723
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,158 sqft · built 1974 |
| Lot Size | 0.159 acres (6,930 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,713 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2024 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1231-031-08-013 |
| Primary APN | 1231-031-08-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,158 sqft Total Area |
| 1st Floor Area | 794 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 705 sqft |
| Unfinished Basement | 63 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Bi-Level |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,930 sqft (0.159 acres) |
| Lot Dimensions | 110 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Patio Area | 16 sqft |
| Balcony Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 731 RAY ST |
|---|---|
| City | BRUSH |
| State | CO |
| Zip | 80723-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD SCHOOL ADD BR BLOCK 01 LOT 14 |
| Legal Subdivision | SCHOOL ADD |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | BRUSH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 700 |
Source: Morgan County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 731 RAY ST, BRUSH, CO 80723-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 12, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 731 RAY ST, BRUSH, CO 80723-1805 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 731 RAY ST, BRUSH, CO 80723-1805 |
| Document Number | 0000959529 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 959529 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 731 RAY ST, BRUSH, CO 80723-1805 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 731 RAY ST, BRUSH, CO 80723-1805 |
| Document Number | 0000949552 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 949552 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 731 RAY ST, BRUSH, CO 80723-1805 |
| Document Number | 0000911709 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 731 RAY ST BRUSH CO 807231805, BRUSH, CO 80723-1805 |
| Document Number | 0000911709 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 911709 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2048 |
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Brush City |
| Unified School District | Brush School District RE-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,713.00 (+40.53%) | $15,800 (+33.67%) Land $1,900 Building $13,900 | $252,800 (+43.21%) Land $30,400 Building $222,400 |
| 2024 | $1,219.00 (-0.41%) | $11,820 (-23.84%) Land $1,550 Building $10,270 | $176,520 (-23.76%) Land $23,180 Building $153,340 |
| 2023 | $1,224.00 (-6.21%) | $15,520 (+23.37%) Land $2,040 Building $13,480 | $231,520 (+27.87%) Land $30,400 Building $201,120 |
| 2022 | $1,305.00 | $12,580 Land $2,030 Building $10,550 | $181,060 Land $29,200 Building $151,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 8 (1980–2010) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jun 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.8% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BRUSH serves 5,122 people · EPA ID CO0144001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 10,000 / 10,000 |
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| ElektraFi Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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