Lake County property record for 731 Pearl Ct, Lucerne, CA 95458
| Property Type | Campground, RV Park |
|---|---|
| Details | 2 bd · 2 ba · 1,196 sqft · built 2002 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $202,000 (Oct 2019) |
| Tax Bill | $2,419 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-051-080-000 |
| Primary APN | 060-051-080-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Gross Area |
| 1st Floor Area | 1,196 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Mobile Home |
| Lot Area | 14,810 sqft (0.34 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 731 PEARL CT |
|---|---|
| City | LUCERNE |
| State | CA |
| Zip | 95458-7808 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Campground, RV Park |
| Local Zoning Code | R1 |
| Legal Subdivision | KONO TAYEE HEIGHTS 01 |
| Legal Block | 2 |
| Legal Lot Number | 109 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 501 |
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 731 PEARL CT, LUCERNE, CA 95458-7808 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Partial Claim Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 31, 2019 | Grant Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on Record |
| Deed Sale | Oct 31, 2019 · Amount on Record |
| Prior Sale | Nov 21, 2006 · Amount on Record |
| Deed Document Number | 201913705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 731 PEARL CT, LUCERNE, CA 95458-7808 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 731 PEARL CT, LUCERNE, CA 95458-7808 |
| Document Number | 0000002145 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 2026002145 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 284 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Oct 31, 2019 |
| Property Address | 731 PEARL CT, LUCERNE, CA 95458-7808 |
| Document Number | 0000013705 |
| Map Reference | MB 8 PG 92-96 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 2019013705 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 338, KELSEYVILLE, CA 95451-0338 |
| Document Number | 0000013706 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 2019013706 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Elementary School District | Lucerne Elementary School District (KG - 08) |
| Secondary School District | Upper Lake Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,419.00 (-2.38%) | $225,329 (+2%) Land $55,774 Building $169,555 |
| 2025 | $2,478.00 (+4.47%) | $220,912 (+4.04%) Land $54,681 Building $166,231 |
| 2023 | $2,372.00 (+0.89%) | $212,335 Land $52,558 Building $159,777 |
| 2022 | $2,351.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 38 (1983–2017) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 79% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY CSA 13 - KONO TAYEE serves 449 people · EPA ID CA1700554 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DigitalPath Fixed Wireless | 400 / 20 |
| Starlink Satellite | 280 / 30 |
| 101Netlink Fixed Wireless | 100 / 20 |
| Valley Internet Fixed Wireless | 50 / 50 |
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