731 Oxbow Ln, Ada, MI 49301 Property Records

Kent County property record for 731 Oxbow Ln, Ada, MI 49301

Property Summary

Property Type	Condominium
Owner	Individual Name on Record
Last Sale	$703,674 (Mar 2026)
Tax Bill	$4,049 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`41-15-34-183-016`

Property Details

APN / Parcel Number

Primary APN	`41-15-34-183-016`

Exterior

Architectural Style	Condo/Apartment

Location & Zoning

Street Address	731 OXBOW LN
City	ADA
State	MI
Zip	49301-9464
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	411534183016 UNIT 16 * OXBOW CONDOMINIUM KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.1173 INSTRUMENT NO.20240104-0000857
Legal Subdivision	OXBOW CONDOMINIUM KENT COUNTY CONDOMINIU
Legal Unit	16
Jurisdiction	KENT MI
Township / Civil Division	ADA
Census Block Group	3
Census Block	3017
Census Tract	11902

Owner

Source: Kent County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	470 SPAULDING HILLS CIR SE, 202, ADA, MI 49301-7904
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2026 · Amount on Record
Deed Sale	Mar 12, 2026 · Amount on Record
Deed Document Number	2026031215069
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 12, 2026
Property Address	731 OXBOW LN, ADA, MI 49301-9464
Document Number	0000015069
Map Reference	DOC 202401040000857
Instrument Date	Mar 6, 2026
Instrument	20260312-0015069
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2050 CELADON DR NE, GRAND RAPIDS, MI 49525-3916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 SPAULDING HILLS CIR SE APT 202, 202, ADA, MI 49301-7904

Mortgage

Document Number	0000015070
Date	Mar 12, 2026
Instrument	20260312-0015070

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Ada Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,049.00	$226,600	$453,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (1996–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA TOWNSHIP serves 7,584 people · EPA ID MI0000012
Water Source	Purchased surface water from GRAND RAPIDS
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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