Harford County property record for 731 Old Joppa Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,241 sqft · built 1920 |
| Lot Size | 9.41 acres (409,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $508,000 (Dec 2020) |
| Tax Bill | $6,064 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-284743 |
| Primary APN | 03-284743 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,241 sqft Total Area |
| Basement Area | 2,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 409,900 sqft (9.41 acres) |
| Porch | Slab |
| Porch Area | 437 sqft |
| Deck Area | 408 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 284743 |
|---|---|
| Street Address | 731 OLD JOPPA RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LT 1 9.41 AC 731 OLD JOPPA ROAD LD W SIVERTSEN PT 78/104 |
| Legal Subdivision | SIVERTSEN W |
| Legal Lot Number | 1 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 303400 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 731 OLD JOPPA RD, JOPPA, MD 21085-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2023 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Dec 11, 2020 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on Record |
| Deed Sale | Dec 11, 2020 · Amount on Record |
| Deed Book / Page | 14331 / 2 |
| Prior Transfer Date | Jan 30, 2006 |
| Prior Transfer Doc | 0065620260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 731 OLD JOPPA RD, JOPPA, MD 21085-1113 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 731 OLD JOPPA RD, JOPPA, MD 21085-1113 |
| Document Number | 0159960109 |
|---|---|
| Date | Aug 9, 2023 |
| Book Page | 15996/109 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | 21109 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 12, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 11, 2020 |
| Property Address | 731 OLD JOPPA RD, JOPPA, MD 21085-1113 |
| Document Number | 0143310002 |
| Book / Page | 14331 / 2 |
| Map Reference | MB CGH78 FO 104 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 731 OLD JOPPA RD, JOPPA, MD 21085-1113 |
| Document Number | 0001433110 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 14331/10 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $597,467 (+2.83%) | $630,400 (+8.5%) Land $162,300 Building $468,100 | |
| 2025 | $6,064.00 (+78.2%) | $581,000 (+59.67%) Land $162,300 Building $418,700 | $581,000 (+21.55%) Land $162,300 Building $418,700 |
| 2023 | $363,867 | $478,000 Land $162,300 Building $315,700 | |
| 2022 | $3,403.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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