731 N Point Dr, Grayling, MI 49738 Property Records

Crawford County property record for 731 N Point Dr, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,840 sqft
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jul 2019)
Tax Bill	$3,520 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030-031-008-100-00`

Property Details

APN / Parcel Number

Primary APN	`030-031-008-100-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	1,246 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Architectural Style	Conventional
Lot Area	33,106 sqft (0.76 acres)
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	731 N POINT DR
City	GRAYLING
State	MI
Zip	49738-8923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COMM 825' N & 533.4'W & N22D22'W, 434.2' FROM THE SE COR OF SE/4 OF NW/4 OF SEC 31, T27N, R4W; TH N85D06'W, 120.7' TO THE LEF
Legal Range	04W
Legal Township	27N
Legal Section	31
Jurisdiction	CRAWFORD MI
Township / Civil Division	FREDERIC
Census Block Group	3
Census Block	3066
Census Tract	960100

Owner

731 N Point Dr is owned and occupied by an individual who bought it in July 2019.

Source: Crawford County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	731 N POINT DR, GRAYLING, MI 49738-8923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHLAND AREA FEDERAL CREDIT UNION
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE
Jul 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNION HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Prior Sale	Sep 30, 2013 · Amount on File
Deed Book / Page	740 / 135
Prior Transfer Date	Jun 20, 2016
Prior Transfer Doc	727/424
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	731 N POINT DR, GRAYLING, MI 49738-8923
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 N POINT DR, GRAYLING, MI 49738-8923

Mortgage

Document Number	0000000778/0000000982
Date	May 31, 2022
Book Page	0000000778/0000000982

Lender

Name	NORTHLAND AREA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	731 N POINT DR, GRAYLING, MI 49738-8923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 N POINT DR, GRAYLING, MI 49738-8923

Mortgage

Document Number	0000000743/0000000331
Date	Apr 8, 2020
Book Page	0000000743/0000000331

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2040

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Jul 1, 2019
Property Address	731 N POINT DR, GRAYLING, MI 49738-8923
Document Number	740/135
Book / Page	740 / 135
Instrument Date	Jun 22, 2019
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000740/136
Date	Jul 1, 2019
Book Page	740/136

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 731 N Point Dr was $3,520 with a homeowner's exemption.

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Frederic Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,900 (+13.65%) Land $42,500 Building $127,400	$339,800 (+13.65%) Land $85,000 Building $254,800
2025	$3,520.00 Homeowner's exemption	$149,500 Land $42,500 Building $107,000	$299,000 Land $85,000 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 N Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 N Point Dr is moderate, ranking above 50% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 94% of Michigan
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Point Dr

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