731 N 17th St, Banning, CA 92220 Property Records

Riverside County property record for 731 N 17th St, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 1,293 sqft · built 1959
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Jun 2022)
Tax Bill$4,727 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN538-064-015

Property Details

APN / Parcel Number

Primary APN538-064-015

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,293 sqft Living Area
Gross Area1,761 sqft
1st Floor Area1,293 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeWood
Roof MaterialGravel
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address731 N 17TH ST
CityBANNING
StateCA
Zip92220-4101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 11 MB 036/038 PLAZA HEIGHTS 1
Legal SubdivisionPLAZA HEIGHTS 1
Legal Lot Number11
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group1
Census Block1007
Census Tract44102

Owner

731 N 17th St is owned and occupied by two individuals who bought it in June 2022.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address731 N 17TH ST, BANNING, CA 92220-4101
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
Jun 2, 2022Grant Deed, Transfer · Seller Carry-Back
RICHARD D NIEMI ETAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2022 · Amount on File
Deed SaleJun 2, 2022 · Amount on File
Prior SaleJan 11, 2010
Deed Document Number2022253676
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address731 N 17TH ST, BANNING, CA 92220-4101
Transaction TypeMortgage
Record UpdatedOct 4, 2022
Title CompanyCHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000340017
DateJul 29, 2020
Instrument2020-0340017
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateJun 2, 2022
Property Address731 N 17TH ST, BANNING, CA 92220-4101
Document Number0000253676
Map ReferenceMB 36 PG 38&39
Instrument DateMay 4, 2022
Instrument2022-0253676
Transaction TypeTransfer
Record UpdatedOct 4, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address731 N 17TH ST, BANNING, CA 92220-4101

Mortgage

Document Number0000253677
DateJun 2, 2022
Instrument2022-0253677
Lender
NameRICHARD D NIEMI ETAL
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 731 N 17th St was $4,727.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$346,377 (+2%) Land $21,648 Building $324,729
2025$4,727.00$339,586 Land $21,224 Building $318,362
2023$4,629.00 (+148.34%)$326,400 Land $20,400 Building $306,000
2022$1,864.00
2021$285,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 N 17th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 N 17th St is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 51% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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