731 Myrtle Ter, Naples, FL 34103 Property Records

Collier County property record for 731 Myrtle Ter, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	1,960 sqft · built 2013
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$1,025,000 (Apr 2019)
Tax Bill	$9,453 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`090100 A 194A16`

Property Details

APN / Parcel Number

Primary APN	`090100 A 194A16`
Alternative APNs	`13250000656024150A194` `13250000656`

Interior

Stories	2 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	1,773 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Pool Area	320 sqft
Deck Area	100 sqft

Location & Zoning

Street Address	731 MYRTLE TER
City	NAPLES
State	FL
Zip	34103-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MYRTLE TERRACE BLK A LOT 19
Legal Range	25
Legal Township	49
Legal Section	16
Legal Subdivision	MYRTLE TERRACE
Legal Tract	090100
Legal Block	A
Legal Lot Number	19
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3001
Census Tract	301

Owner

731 Myrtle Ter is owned and occupied by two individuals who bought it in April 2019.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	731 MYRTLE TER, NAPLES, FL 34103-2820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 23, 2019	Warranty Deed, Transfer · ARM BAYCOAST MORTGAGE CO LLC
Jun 20, 2018	Warranty Deed, Transfer ACTION TITLE SERVICES
Dec 12, 2016	Deed of Trust, Mortgage BARRINGTON BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2019 · Amount on File
Deed Sale	Apr 23, 2019 · Amount on File
Prior Sale	Jun 20, 2018 · Amount on File
Deed Document Number	20195701357
Deed Book / Page	5620 / 2649
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	731 MYRTLE TER, NAPLES, FL 34103-2820
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059461603
Date	May 13, 2021
Book Page	5946/1603
Instrument	6058160

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	731 MYRTLE TER, NAPLES, FL 34103-2820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 NYRTLE TERRACE, NAPLES, FL 34103

Mortgage

Document Number	0058242573
Date	Oct 2, 2020
Book Page	5824/2573
Instrument	5932302

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 23, 2019
Property Address	731 MYRTLE TER, NAPLES, FL 34103-2820
Document Number	0056202649
Book / Page	5620 / 2649
Map Reference	MB 4 PG 8
Instrument Date	Apr 16, 2019
Instrument	5701357
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4860 MAHOGANY RIDGE DR, 4860, NAPLES, FL 34119-2524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 MYRTLE TER, NAPLES, FL 34103-2820

Mortgage

Document Number	0005701358
Date	Apr 23, 2019
Instrument	5701358

Lender

Name	BAYCOAST MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.37%
Index	1-Year CMT
Margin	3
Max Rate	10.3%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 20, 2018
Property Address	731 MYRTLE TER, NAPLES, FL 34103-2820
Document Number	0055232307
Book / Page	005523 / 002307
Instrument Date	Jun 15, 2018
Instrument	5573927
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$6,930.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4860 MAHOGANY RIDGE DR NAPLES FL 341192524, NAPLES, FL 34119-2524

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	731 MYRTLE TER, NAPLES, FL 34103-2820
Document Number	0053510256
Book / Page	005351 / 000256
Instrument Date	Dec 12, 2016
Transaction Type	Mortgage
Record Updated	Jan 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	731 MYRTLE TER NAPLES FL 341032820, NAPLES, FL 34103-2820

Mortgage

Document Number	0053510256
Date	Jan 6, 2017
Book Page	005351/000256
Instrument	5353769

Lender

Name	BARRINGTON BK&TR
Type	Bank
Address	ROSEMONT, IL 60018

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 731 Myrtle Ter was $9,453 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,112,296 (+2.7%)	$1,455,647 (+8.79%) Land $566,237 Building $889,410
2025	$9,453.00 Homeowner's exemption	$1,083,054	$1,337,983 Land $914,420 Building $423,563
2023	$8,885.00 (-2.66%) Homeowner's exemption	$998,621 (+3%)	$1,611,945 (+17.4%) Land $921,454 Building $690,491
2022	$9,128.00 Homeowner's exemption	$969,535	$1,373,038 Land $745,956 Building $627,082

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 Myrtle Ter in Zone X, an area of moderate flood risk, though there have been 235 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 199 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	245 units insured incl. 46 condo units
Nearby Flood Claims	235 (1985–2024)
Claims Outside the SFHA	11 of 235
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 113 claims Hurricane Ian, Sep 2022 · 71 claims Hurricane Irma, Sep 2017 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 Myrtle Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Summit Broadband.

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