731 Middle Crk, Buda, TX 78610 Property Records

Hays County property record for 731 Middle Crk, Buda, TX 78610

Property Summary

Property Type	Single Family Home
Details	2,186 sqft · built 2008
Owner	2 Individual Names on File
Tax Bill	$8,870 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11947700A1001002`

Property Details

APN / Parcel Number

Primary APN	`11947700A1001002`
Alternative APN	`R125182`

Interior

Stories	1 Story
Building Area	2,186 sqft Living Area
Gross Area	3,134 sqft
2nd Floor Area	288 sqft
Upper Floors Area	288 sqft
Bonus Room	Bonus Room

Exterior

Year Built	Built 2008
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	11947700A1001002
Street Address	731 MIDDLE CRK
City	BUDA
State	TX
Zip	78610-2782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HOLLOW PHASE 1 SEC 3, BLOCK A1, LOT 1 TAX CODES:GHA,RSP,SHA,ACCD
Legal Subdivision	WHISPERING HOLLOW PHASE 1 SEC 3
Legal Phase	1
Legal Block	A1
Legal Lot Number	1
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	2
Census Block	2001
Census Tract	10915

Owner

731 Middle Crk is owned and occupied by two individuals who acquired it in August 2017.

Source: Hays County records, as of October 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	731 MIDDLE CRK, BUDA, TX 78610-2782
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Deed of Trust, Mortgage · VA Mortgage SWBC MORTGAGE CORP
Aug 1, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017
Deed Sale	Aug 1, 2017
Prior Sale	May 18, 2015
Deed Document Number	17026430
Record Updated	Jun 7, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	731 MIDDLE CRK, BUDA, TX 78610-2782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ITC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038864
Date	Oct 25, 2019
Instrument	19038864

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYS TX
Recording Date	Aug 1, 2017
Property Address	731 MIDDLE CRK, BUDA, TX 78610-2782
Document Number	0000026430
Instrument Date	Jul 31, 2017
Instrument	26430
Transaction Type	Transfer
Record Updated	Oct 9, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	731 MIDDLE CREEK DR BUDA TX 786102782, BUDA, TX 78610-2782

Mortgage

Document Number	26431
Date	Aug 1, 2017
Instrument	26431

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Buda City
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$454,574 Land $94,160 Building $360,414	$454,574 Land $94,160 Building $360,414
2024	$8,870.00
2023		$433,037 Land $116,820 Building $478,180	$595,000 Land $116,820 Building $478,180
2022	$8,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 Middle Crk in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 Middle Crk is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BUDA serves 13,830 people · EPA ID TX1050012
Water Source	Purchased surface water from GBRA IH-35 TRANSMISSION MAIN
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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