731 Main St, Edmonds, WA 98020 Property Records

Snohomish County property record for 731 Main St, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,758 sqft · built 1910
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Jul 2009)
Tax Bill	$13,111 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4342-087-029-00`

Property Details

APN / Parcel Number

Primary APN	`4342-087-029-00`
Alternative APNs	`004342-087-029-00` `43420870290003` `1089626`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,758 sqft Living Area
1st Floor Area	1,131 sqft
Basement Area	957 sqft
Finished Basement	957 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	80 sqft
Deck Area	407 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1089626
Street Address	731 MAIN ST
City	EDMONDS
State	WA
Zip	98020-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	CITY OF EDMONDS BLK 087 D-00 - LOTS 29 & 30
Legal Section	24
Legal Subdivision	CITY OF EDMONDS
Legal Block	087 D
Legal Lot Number	29,30
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	1
Census Block	1003
Census Tract	50502

Owner

Source: Snohomish County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	731 MAIN ST, EDMONDS, WA 98020-3031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Dec 10, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 28, 2020	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2009 · Amount on Record
Deed Sale	Jul 30, 2009 · Amount on Record
Deed Document Number	2009420
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	731 MAIN ST, EDMONDS, WA 98020-3031
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000226
Date	Feb 28, 2023
Instrument	202302280226

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	731 MAIN ST, EDMONDS, WA 98020-3031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000227
Date	Dec 10, 2019
Instrument	201912100227

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	731 MAIN ST, EDMONDS, WA 98020-3031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001138
Date	Aug 28, 2020
Instrument	202008281138

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 19, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	731 MAIN ST, EDMONDS, WA 98020-3031
Document Number	0000000519
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	731 MAIN ST EDMONDS WA 980203031, EDMONDS, WA 98020-3031

Mortgage

Document Number	0000000519
Date	May 28, 2020
Instrument	202005280519

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,111.00 (+46.05%)	$1,642,900 (+25.65%) Land $1,114,200 Building $528,700	$1,642,900 (+25.65%) Land $1,114,200 Building $528,700
2023	$8,977.00	$1,307,500 Land $908,100 Building $399,400	$1,307,500 Land $908,100 Building $399,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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