731 Legend Ln, McHenry, IL 60050 Property Records

McHenry County property record for 731 Legend Ln, McHenry, IL 60050

Property Summary

Property Type	Condominium
Details	1,534 sqft · built 2006
Owner	Individual Name on File
Last Sale	$185,500 (Dec 2021)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-32-429-031`

Property Details

APN / Parcel Number

Primary APN	`09-32-429-031`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,534 sqft Living Area

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	731 LEGEND LN
City	MCHENRY
State	IL
Zip	60050-8012
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DOC 2021R0067279 UNIT 16-3 LEGEND LAKES CONDOS 16TH AMEND (S PT LT 2 SHAMROCK FARMS SUB NEIGHBORHOOD 2)
Legal Subdivision	SHAMROCK FARMS
Legal Lot Number	2
Legal Unit	16-3
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1029
Census Tract	870501

Owner

731 Legend Ln, a condominium, is owned and occupied by an individual who bought it in December 2021.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	731 LEGEND LN, MCHENRY, IL 60050-8012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · FHA Mortgage CHERRY CREEK MORTGAGE CO INC
Dec 20, 2021	Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	May 22, 2012
Deed Document Number	2021R0067279
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	731 LEGEND LN, MCHENRY, IL 60050-8012
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007572
Date	Feb 28, 2022
Instrument	2022R0007572

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Interest

Rate	3.62%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 20, 2021
Property Address	731 LEGEND LN, MCHENRY, IL 60050-8012
Document Number	0000067279
Map Reference	DOC 2004R0079828
Instrument Date	Dec 8, 2021
Instrument	2021R0067279
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 LEGEND LN, MCHENRY, IL 60050-8012

Mortgage

Document Number	0000067280
Date	Dec 20, 2021
Instrument	2021R0067280

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$57,793 Land $6,125 Building $51,668	$173,379 Land $18,375 Building $155,004

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 731 Legend Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 731 Legend Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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