731 Emerald Dr, Hurricane, WV 25526 Property Records

Putnam County property record for 731 Emerald Dr, Hurricane, WV 25526

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,192 sqft · built 2015
Lot Size	0.213 acres (9,278 sqft)
Owner	Individual Name on Record
Last Sale	$233,000 (Oct 2015)
Tax Bill	$2,992 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-0119.0000`

Property Details

APN / Parcel Number

Primary APN	`06-23-0119.0000`
Alternative APNs	`40-06-23-0119.0000` `00046238`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
1st Floor Area	2,024 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	101 ft deep x 91 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00046238
Street Address	731 EMERALD DR
City	HURRICANE
State	WV
Zip	25526-1080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 731 PRESTON PLACE (0.21 AC) 9,256.50 SQFT
Legal Subdivision	BA MCCLURE
Legal Lot Number	731
Jurisdiction	PUTNAM WV
Township / Civil Division	3
Census Block Group	4
Census Block	4000
Census Tract	20608

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	731 EMERALD DR, HURRICANE, WV 25526-1080
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2018	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK OF WEST VIRGINIA
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PUTNAM COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2015 · Amount on Record
Deed Sale	Oct 5, 2015 · Amount on Record
Deed Document Number	20153927480003
Deed Book / Page	545 / 681
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	731 EMERALD DR, HURRICANE, WV 25526-1080
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001186/307
Date	Apr 20, 2018
Book Page	1186/307
Instrument	004393460012

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	HURRICANE, WV 25526

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2021
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.99%
Index	1-Year CMT
Max Rate	7.99%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	731 EMERALD DR, HURRICANE, WV 25526-1080
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001298/521
Date	Sep 7, 2021
Book Page	1298/521
Instrument	005115240008

Lender

Name	PUTNAM COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Municipality	Hurricane City
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,992.00 (+4.98%)	$184,080 (+5.87%) Land $26,340 Building $157,740	$306,800 (+5.87%) Land $43,900 Building $262,900
2025	$2,850.00 (+15.15%)	$173,880 (+10.65%) Land $24,180 Building $149,700	$289,800 (+10.65%) Land $40,300 Building $249,500
2023	$2,475.00 (+2.87%)	$157,140 (+2.22%) Land $24,180 Building $132,960	$261,900 (+2.22%) Land $40,300 Building $221,600
2022	$2,406.00	$153,720 Land $24,180 Building $129,540	$256,200 Land $40,300 Building $215,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: local2u.

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