731 Eldorado St, Troy, NC 27371 Property Records

Montgomery County property record for 731 Eldorado St, Troy, NC 27371 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1977
Square Footage	1,400 sqft Finished Area
Lot Size	14,810 sqft (0.34 acres)
Occupancy	Owner Occupied
Last Sale	$109,000 (2020)
Tax Bill	$706.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`7538 05 09 5049`
Alternative APN	`1482935`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,400 sqft Finished Area
Basement Area	1,400 sqft Basement
Unfinished Basement	1,400 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	14,810 sqft (0.34 acres)
Depth X Width	147 ft x 101 ft Depth x Width

Utilities and HVAC

Cooling System	None Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	1482935
Street Address	731 ELDORADO ST
City	TROY
State	NC
Zip	27371-2629
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REYNOLDS REYNOLDS
Jurisdiction	MONTGOMERY NC
Minor Civil Division	TROY
Census Blockgroup	2
Census Block	2000
Census Tract	960202

Owner

Source: Montgomery County records · APN 7538 05 09 5049

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	731 ELDORADO ST, TROY, NC 27371-2629
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Sep 17, 2007 · Amount on Record
Deed Doc Number	2020364059
Deed Book / Page	852 / 460
Record Refreshed	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jul 31, 2020
Property Address	731 ELDORADO ST, TROY, NC 27371-2629
Document Number	000852/460
Book / Page	852 / 460
Instrument Date	Jul 21, 2020
Instrument	364059
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	247 BEAMAN RD, 247, TROY, NC 27371-2981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 ELDORADO ST, TROY, NC 27371-2629
Investor	Possibly a Property Investor

Mortgage

Document Number	0000364060
Date	Jul 31, 2020
Instrument	364060

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Troy Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$706.00	$114,904 (-) Land $10,100 Building $104,804	$114,904 (-) Land $10,100 Building $104,804
2023		$114,904 Land $10,100 Building $104,804	$114,904 Land $10,100 Building $104,804