731 Echo Shores Ct, Saint Paul, MN 55115 Property Records

Washington County property record for 731 Echo Shores Ct, Saint Paul, MN 55115

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 1,725 sqft · built 2000
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2024)
Tax Bill	$5,240 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-030-21-23-0038`

Property Details

APN / Parcel Number

Primary APN	`31-030-21-23-0038`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,725 sqft Living Area
Basement Area	1,495 sqft
Finished Basement	1,000 sqft
Unfinished Basement	495 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,998 sqft (0.138 acres)
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	731 ECHO SHORES CT
City	SAINT PAUL
State	MN
Zip	55115-1473
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(CIC#121-ORIG DECL.-CREATED 08-20-98 REC'D PLAT# 00259) SUBDIVISIONNAME ECHO SHORES TOWNHOMES LOT 33 BLOCK 1 SUBDIVISIONCD 00
Legal Range	21W
Legal Township	30N
Legal Section	31
Legal Subdivision	ECHO SHORES TOWNHOMES
Legal Block	1
Legal Lot Number	33
Jurisdiction	WASHINGTON MN
Township / Civil Division	MAHTOMEDI
Census Block Group	4
Census Block	4006
Census Tract	70303

Owner

Source: Washington County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	731 ECHO SHORES CT, SAINT PAUL, MN 55115-1473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Aug 5, 2021	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Prior Sale	Mar 14, 2022 · Amount on Record
Deed Document Number	20244437400
Last Transfer Date	Jan 13, 2025
Transfer Doc	0004464781
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MN
Recording Date	Mar 14, 2022
Property Address	731 ECHO SHORES CT, SAINT PAUL, MN 55115-1473
Document Number	0004363240
Instrument Date	Mar 5, 2022
Instrument	4363240
Transaction Type	Transfer
Record Updated	Mar 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 ECHO SHORES CT, MAHTOMEDI, MN 55115-1473

Mortgage

Document Number	0004363241
Date	Mar 14, 2022
Instrument	4363241

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WASHINGTON MN
Recording Date	Aug 5, 2021
Property Address	731 ECHO SHORES CT, SAINT PAUL, MN 55115-1473
Document Number	0004327484
Instrument Date	Jul 26, 2021
Instrument	4327484
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NORTH TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 ECHO SHORES CT, MAHTOMEDI, MN 55115-1473

Mortgage

Document Number	0004327486
Date	Aug 5, 2021
Instrument	4327486

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	719 Months
Due	Jul 16, 2081

Interest

Rate Type	Adjustable Rate
Rate	2.58%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Mahtomedi City
Unified School District	Mahtomedi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,240.00 (+4.67%) Homeowner's exemption
2025		$433,000 (-5%) Land $115,000 Building $318,000	$433,000 (-5%) Land $115,000 Building $318,000
2024		$455,800 (+0.07%) Land $130,000 Building $325,800	$455,800 (+0.07%) Land $130,000 Building $325,800
2023	$5,006.00
2022		$455,500 Land $170,400 Building $285,100	$455,500 Land $170,400 Building $285,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mahtomedi serves 8,818 people · EPA ID MN1820013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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