731 Eagle St, Utica, NY 13501 Property Records

Oneida County and Utica City property record for 731 Eagle St, Utica, NY 13501

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,320 sqft · built 1910
Lot Size	0.087 acres (3,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,981 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`301600 318.84-1-48`

Property Details

APN / Parcel Number

Primary APN	`301600 318.84-1-48`
Alternative APNs	`160031808400010480000000` `11.139410`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,320 sqft Total Area
1st Floor Area	1,160 sqft
2nd Floor Area	1,160 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,800 sqft (0.087 acres)
Lot Dimensions	100 ft deep x 38 ft wide
Porch	Slab
Porch Area	362 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11.139410
Street Address	731 EAGLE ST
City	UTICA
State	NY
Zip	13501-4142
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2-12-02-064 38X100 318.084-0001-048.000/0000
Legal Block	1
Legal Lot Number	48.000
Jurisdiction	ONEIDA NY
Township / Civil Division	UTICA
Census Block Group	3
Census Block	3003
Census Tract	21302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Utica Parks and Parkway Historic District listed 2008 · 41 contributing resources · NRIS 08000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

731 Eagle St, a duplex, is owned and occupied by two individuals who acquired it in October 2023.

Source: Oneida County and Utica City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	731 EAGLE ST, UTICA, NY 13501-4142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · FHA Mortgage KEY BANK NA
Oct 11, 2023	Warranty Deed, Transfer
May 18, 2017	Deed of Trust, Mortgage · Line of Credit GPO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 6, 2023
Transfer Doc	0000012542
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	731 EAGLE ST, UTICA, NY 13501-4142
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019689
Date	Dec 30, 2022
Instrument	2022-019689

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Oct 11, 2023
Property Address	731 EAGLE ST, UTICA, NY 13501-4142
Document Number	0000012542
Instrument Date	Oct 6, 2023
Instrument	2023-012542
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 EAGLE ST, UTICA, NY 13501-4142

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	731 EAGLE ST, UTICA, NY 13501-4142
Document Number	0000007378
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 EAGLE ST UTICA NY 135014142, UTICA, NY 13501-4142

Mortgage

Document Number	0000007378
Date	May 23, 2017
Instrument	7378

Lender

Name	GPO FCU
Address	NEW HARTFORD, NY 13413

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 731 Eagle St was $1,981, up 218.5% from the year before.

Source: Oneida County and Utica City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Utica City
Unified School District	Utica City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,981.00 (+218.49%)
2025	$622.00	$46,400 Land $7,600 Building $38,800	$125,400 Land $20,540 Building $104,860
2023		$46,400 (-) Land $7,600 Building $38,800	$107,907 (+11.63%) Land $17,674 Building $90,233
2022	$583.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$46,400 Land $7,600 Building $38,800	$96,667 Land $15,833 Building $80,834

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 Eagle St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 Eagle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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