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731 E Spreading Oak Dr, Houston, TX 77076 Property Records

Harris County property record for 731 E Spreading Oak Dr, Houston, TX 77076 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,295 sqft · built 1957
Lot Size0.162 acres (7,056 sqft)
Owner2 Individual Names on File
Last Sale$99,500 (May 2014)
Tax Bill$1,932 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN086-111-000-0016

Property Details

APN / Parcel Number

Primary APN086-111-000-0016

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,295 sqft Living Area
1st Floor Area1,295 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1977
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area7,056 sqft (0.162 acres)
View / LotNeighborhood
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area145 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0861110000016
Street Address731 E SPREADING OAK DR
CityHOUSTON
StateTX
Zip77076-2224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 16 BLK 1 VELVA ROSE
Legal SubdivisionVELVA ROSE
Legal Block1
Legal Lot Number16
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1008
Census Tract221501

Owner

Source: Harris County records · APN 086-111-000-0016

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address731 E SPREADING OAK DR, HOUSTON, TX 77076-2224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 05, 2014 · Amount on Record
Deed SaleMay 05, 2014 · Amount on Record
Deed Document Number2014188663
Prior Transfer DateJan 16, 2007
Prior Transfer Doc0000044801
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address731 E SPREADING OAK DR, HOUSTON, TX 77076-2224
Document Number0000397182
Instrument DateJul 28, 2020
Transaction TypeMortgage
Record UpdatedSep 09, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address731 E SPREADING OAK DR HOUSTON TX 770762224, HOUSTON, TX 77076-2224

Mortgage

Document Number0000397182
DateAug 27, 2020
Instrument397182
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueAug 26, 2045

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,932.00 (-1.48%) Homeowner's exemption$216,212 (-5.69%) Land $40,068 Building $176,144$216,212 (-5.69%) Land $40,068 Building $176,144
2024$1,961.00 (+21.88%)
2023$229,247 Land $40,068 Building $189,179$229,247 Land $40,068 Building $189,179
2022$1,609.00 (-16.85%)
2020$1,935.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482012215011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 31 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims8 (2017–2024)
Claims Outside the SFHA8 of 8
Most Recent ClaimJul 2024, rainfall accumulation, Hurricane Beryl
Claims By Storm
  • Tropical Storm Imelda, Sep 2019 · 4 claims
  • Hurricane Harvey, Aug 2017 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 633 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA, AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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