731 E Oakside St, South Bend, IN 46614 Property Records

St. Joseph County property record for 731 E Oakside St, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1949
Lot Size	0.158 acres (6,875 sqft)
Owner	Individual Name on File
Last Sale	$104,232 (Aug 2026)
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-08-24-258-012.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-24-258-012.000-026`
Alternative APN	`01871675876`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
Gross Area	1,840 sqft
1st Floor Area	2,260 sqft
Attic	Attic
Attic Area	840 sqft
Basement Area	920 sqft
Game Room	Game Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1953
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,875 sqft (0.158 acres)
Lot Dimensions	125 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	731 E OAKSIDE ST
City	SOUTH BEND
State	IN
Zip	46614-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOT 261 & LOT 260 EX 11 E SIDE STUDEBAKER PL. 4TH ADD
Legal Subdivision	STUDEBAKER PL. 4TH ADD
Legal Lot Number	261,2
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2014
Census Tract	3300

Owner

731 E Oakside St is owned and occupied by an individual who bought it in August 2026.

Source: St. Joseph County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	731 E OAKSIDE ST, SOUTH BEND, IN 46614-1212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Prior Sale	Feb 25, 2009 · Amount on File
Deed Document Number	202620552
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 5, 2026
Property Address	731 E OAKSIDE ST, SOUTH BEND, IN 46614-1212
Document Number	0000020552
Instrument Date	Jul 27, 2026
Instrument	202620552
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 E OAKSIDE ST, SOUTH BEND, IN 46614-1212

Mortgage

Document Number	0000020553,
Date	Aug 5, 2026
Instrument	202620553

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 731 E Oakside St was $1,522 with a homeowner's exemption, down 7.5% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,522.00 (-7.53%)	$142,600 Land $5,400 Building $137,200	$142,600 Land $5,400 Building $137,200
2024	$1,646.00 (+5.38%)
2023	$1,562.00 (+23.97%)	$132,500 (+20.13%) Land $5,400 Building $127,100	$132,500 (+20.13%) Land $5,400 Building $127,100
2022	$1,260.00 Homeowner's exemption	$110,300 Land $5,400 Building $104,900	$110,300 Land $5,400 Building $104,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 E Oakside St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 731 E Oakside St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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