731 E Oak St, Silver Lake, WI 53170 Property Records

Kenosha County property record for 731 E Oak St, Silver Lake, WI 53170

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,814 sqft · built 1992
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,801 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-4-120-083-3425`

Property Details

APN / Parcel Number

Primary APN	`70-4-120-083-3425`
Alternative APN	`7541200833425`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,814 sqft Living Area
1st Floor Area	1,310 sqft
Basement Area	1,222 sqft
Finished Basement	504 sqft

Exterior

Year Built	Built 1992
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	134 ft deep x 109 ft wide
Garage Type	Mixed
Garage Area	1,240 sqft
Parking Spaces	5 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Old Parcel Number	7541200833425
Street Address	731 E OAK ST
City	SILVER LAKE
State	WI
Zip	53170-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1150G LOT 6 BLK 20 WISCONSIN SILVER LAKE BEACH SUB UNIT 2 SEC 8 & 17 T1 R20 DOC #992159 DOC#1245469 DOC#1306960 (2018 MUNICI
Legal Range	20E
Legal Township	01N
Legal Section	08
Legal Quarter	SW
Legal Subdivision	WISCONSIN
Legal Block	20
Legal Lot Number	6
Jurisdiction	KENOSHA WI
Township / Civil Division	SALEM LAKES
Census Block Group	1
Census Block	1037
Census Tract	2903

Owner

Source: Kenosha County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	731 E OAK ST, SILVER LAKE, WI 53170-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADIVIA CU
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENOSHA WI
Property Address	731 E OAK ST, SILVER LAKE, WI 53170-1616
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001916834
Date	Nov 30, 2021
Instrument	1916834

Lender

Name	ADIVIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENOSHA WI
Property Address	731 E OAK ST, SILVER LAKE, WI 53170-1616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001845926
Date	Jul 16, 2019
Instrument	1845926

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENOSHA WI
Property Address	731 E OAK ST, SILVER LAKE, WI 53170-1616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001870547
Date	Jun 24, 2020
Instrument	1870547

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kenosha County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Kenosha County
Municipality	Salem Lakes Village
Elementary School District	Silver Lake Joint No. 1 School District (KG - 08)
Secondary School District	Wilmot Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,801.00 (+26.31%) Homeowner's exemption	$352,700 (+15.94%) Land $68,800 Building $283,900	$369,188 (+16.21%) Land $72,016 Building $297,172
2023	$3,801.00 Homeowner's exemption	$304,200 Land $60,000 Building $244,200	$317,691 Land $62,661 Building $255,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 6 condo units
Nearby Flood Claims	4 (2004–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKECREST SHORES LLC private · serves 88 people · EPA ID WI2300103
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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