731 E Main St, Lost Creek, WV 26385 Property Records

Harrison County property record for 731 E Main St, Lost Creek, WV 26385

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,738 sqft · built 1920
Lot Size0.878 acres (38,246 sqft)
OwnerIndividual Name on Record
Tax Bill$629 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-2105-0121.0000

Property Details

APN / Parcel Number

Primary APN13-2105-0121.0000
Alternative APNs
  • 17-13-2105-0121.0000
  • 06061931

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,738 sqft Living Area
1st Floor Area1,738 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area38,246 sqft (0.878 acres)
Lot Dimensions255 ft deep x 150 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number06061931
Street Address731 E MAIN ST
CityLOST CREEK
StateWV
Zip26385-7366
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 LOT 25 R & L ADD
Legal SubdivisionRANDOLPH & LOWTHERS FIRST ADDN
Legal Lot Number25
JurisdictionHARRISON WV
Township / Civil DivisionSOUTHERN
Census Block Group1
Census Block1011
Census Tract31300

Owner

Source: Harrison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address731 E MAIN ST, LOST CREEK, WV 26385-7366
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionHARRISON WV
Recording DateAug 10, 2021
Property Address731 E MAIN ST, LOST CREEK, WV 26385-7366
Document Number001719/317
Book / Page1719 / 317
Map ReferenceDB 317 PG 501
Instrument DateAug 9, 2021
Instrument202100014519
Transaction TypeTransfer
Record UpdatedOct 12, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address731 E MAIN ST, LOST CREEK, WV 26385-7366

Mortgage

Document Number1456/1016
DateAug 10, 2021
Book Page1456/1016
Instrument202100014520
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyHarrison County
MunicipalityLost Creek Town
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$629.00 (-0.32%)$45,590 (+2.13%) Land $11,510 Building $34,080$75,983 (+2.13%) Land $19,183 Building $56,800
2025$631.00 (+13.29%)$44,640 (+13.24%) Land $10,560 Building $34,080$74,400 (+13.24%) Land $17,600 Building $56,800
2023$557.00 (-38.86%)$39,420 (+23.5%) Land $10,560 Building $28,860$65,700 (+23.5%) Land $17,600 Building $48,100
2022$911.00$31,920 Land $10,320 Building $21,600$53,200 Land $17,200 Building $36,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims30 (1979–2023)
Claims Outside the SFHA4 of 30
Most Recent ClaimAug 2023 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, And Landslides, Jul 2003 · 4 claims
  • Severe Storms & Flooding, Nov 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREATER HARRISON PSD VALLEY OF GOOD HOPE
serves 2,744 people · EPA ID WV3301727
Water SourcePurchased surface water from CLARKSBURG WATER BOARD
Last State InspectionOct 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Jun 2025
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Optimum
Cable
500 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number