731 E Lakeview Dr, Hayesville, NC 28904 Property Records

Clay County property record for 731 E Lakeview Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,484 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$564,000 (Sep 2020)
Tax Bill	$2,980 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`557003301760`

Property Details

APN / Parcel Number

Primary APN	`557003301760`
Alternative APN	`618792000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,484 sqft Heated Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	618792000
Street Address	731 E LAKEVIEW DR
City	HAYESVILLE
State	NC
Zip	28904-4742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 LAKEWOOD HILLS
Legal Subdivision	LAKEWOOD HILLS SUBDIVISION
Legal Lot Number	4
Jurisdiction	CLAY NC
Township / Civil Division	HIAWASSEE
Census Block Group	1
Census Block	1024
Census Tract	950101

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	731 E LAKEVIEW DR, HAYESVILLE, NC 28904-4742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 22, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	20202332
Deed Book / Page	444 / 78
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	731 E LAKEVIEW DR, HAYESVILLE, NC 28904-4742
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	C15/0027
Date	Dec 13, 2019
Book Page	C15/0027
Instrument	2019002973

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Sep 22, 2020
Property Address	731 E LAKEVIEW DR, HAYESVILLE, NC 28904-4742
Document Number	444/78
Book / Page	444 / 78
Map Reference	MB 1 PG 49
Instrument Date	Sep 17, 2020
Instrument	2020002332
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 E LAKE VIEW DR, HAYESVILLE, NC 28904-4742

Mortgage

Document Number	2020002333
Date	Sep 22, 2020
Instrument	2020002333

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,980.00 (+27.73%)	$929,200 (+95.54%) Land $500,000 Building $429,200	$929,200 (+95.54%) Land $500,000 Building $429,200
2025	$2,333.00 (+6.77%)	$475,200 (-) Land $250,000 Building $225,200	$475,200 (-) Land $250,000 Building $225,200
2023	$2,185.00	$475,200 Land $250,000 Building $225,200	$475,200 Land $250,000 Building $225,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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