731 E Cain St, Summerville, SC 29485 Property Records

Charleston County property record for 731 E Cain St, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1998
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$103,000 (Jul 2011)
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`385-01-00-031`

Property Details

APN / Parcel Number

Primary APN	`385-01-00-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile/Manufactured
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	210 ft deep x 105 ft wide
Terrain	High
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	232 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	731 E CAIN ST
City	SUMMERVILLE
State	SC
Zip	29485-7205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -LINCOLNVILLE DESCRIPTION -LOT 1 BLK 16
Legal Subdivision	LINCOLNVILLE
Legal Block	16
Legal Lot Number	1
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	1
Census Block	1005
Census Tract	3106

Owner

731 E Cain St is owned and occupied by two individuals who acquired it in June 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	731 E CAIN ST, SUMMERVILLE, SC 29485-7205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Jan 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2011 · Amount on File
Deed Sale	Jul 19, 2011 · Amount on File
Deed Book / Page	197 / 744
Last Transfer Date	Jun 4, 2021
Transfer Doc	0010660100
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 23, 2023
Property Address	731 E CAIN ST, SUMMERVILLE, SC 29485-7205
Document Number	0011870090
Book / Page	1187 / 90
Map Reference	MB AZ PG 129
Instrument Date	Jun 16, 2023
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$767.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	731 E CAIN ST, SUMMERVILLE, SC 29485-7205

Mortgage

Document Number	0000118792
Date	Jun 23, 2023
Instrument	1187/92

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Jan 7, 2022
Property Address	731 E CAIN ST, SUMMERVILLE, SC 29485-7205
Document Number	0010660100
Book / Page	1066 / 100
Map Reference	MB AZ PG 129
Instrument Date	Jun 4, 2021
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	731 E CAIN ST, SUMMERVILLE, SC 29485-7205

Mortgage

Document Number	0001066101
Date	Jan 7, 2022
Instrument	1066/101

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	174 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 731 E Cain St was $1,418, down 16.9% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Lincolnville Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,418.00 (-16.93%)	$295,000 (+2,4%) Land $60,000 Building $235,000	$295,000 Land $60,000 Building $235,000
2024	$1,707.00	$11,800
2022	$632.00	$3,910	$131,713 Land $33,013 Building $98,700
2020			$295,000 Land $60,000 Building $235,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 731 E Cain St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 E Cain St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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