731 E 28th St, Norfolk, VA 23504 Property Records

Norfolk City property record for 731 E 28th St, Norfolk, VA 23504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,574 sqft · built 1915
Lot Size	0.088 acres (3,825 sqft)
Owner	Individual Name on File
Last Sale	$228,000 (Nov 2021)
Tax Bill	$2,903 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
APN	`36339800`

Property Details

APN / Parcel Number

Primary APN	`36339800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,825 sqft (0.088 acres)
Porch	Porch
Porch Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	731 E 28TH ST
City	NORFOLK
State	VA
Zip	23504-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Description	PTS 13 & 14 BLK 12 37.5FT VILLA HEIGHTS
Legal Subdivision	VILLA HEIGHTS
Legal Block	12
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1015
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Norfolk and Western Railroad Historic District listed 2015 · 38 contributing resources · NRIS 15000253

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

731 E 28th St is owned and occupied by an individual who bought it in November 2021.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	731 E 28TH ST, NORFOLK, VA 23504-1841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS
Jul 12, 2019	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC
Feb 15, 2019	Warranty Deed, Transfer VINTAGE ESTATES TITLE AND ESCROW, VINTAGE EST TITLE & ESCR LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on File
Deed Sale	Nov 10, 2021 · Amount on File
Prior Sale	Jul 12, 2019 · Amount on File
Deed Document Number	202135095
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Nov 10, 2021
Property Address	731 E 28TH ST, NORFOLK, VA 23504-1841
Document Number	0210035095
Instrument Date	Nov 4, 2021
Instrument	210035095
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TITLE QUEST/HAMPTON ROADS, TITLEQUEST OF HAMPTON ROADS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 E 28TH ST, NORFOLK, VA 23504-1841

Mortgage

Document Number	0210035096
Date	Nov 10, 2021
Instrument	210035096

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Jul 12, 2019
Property Address	731 E 28TH ST, NORFOLK, VA 23504-1841
Document Number	0190013250
Instrument Date	Jul 9, 2019
Instrument	190013250
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 E 28TH ST, NORFOLK, VA 23504-1841

Mortgage

Document Number	0190013253
Date	Jul 12, 2019
Instrument	190013253

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Feb 15, 2019
Property Address	731 E 28TH ST, NORFOLK, VA 23504-1841
Document Number	0190002702
Instrument Date	Feb 14, 2019
Instrument	190002702
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	VINTAGE ESTATES TITLE AND ESCROW, VINTAGE EST TITLE & ESCR LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3458 FOXFIELD DR, CHESAPEAKE, VA 23323-1254

Tax Assessment & Valuation

The 2026 property tax bill for 731 E 28th St was $2,903, up 2.7% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,903.00 (+2.72%)	$232,300 (+1.09%) Land $28,000 Building $204,300	$232,300 (+1.09%) Land $28,000 Building $204,300
2025	$2,826.00	$229,800 Land $25,500 Building $204,300	$229,800 Land $25,500 Building $204,300
2023	$2,775.00	$222,000 Land $21,000 Building $201,000	$222,000 Land $21,000 Building $201,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 731 E 28th St; there have been 11 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	11 (1999–2016)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 731 E 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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