731 E 121st Ter, Kansas City, MO 64146 Property Records

Jackson County property record for 731 E 121st Ter, Kansas City, MO 64146

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,104 sqft · built 1975
Lot Size	0.023 acres (1,019 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,533 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`65-540-04-54`

Property Details

APN / Parcel Number

Primary APN	`65-540-04-54`
Alternative APNs	`65-540-04-54-00-0-00-000` `65540045400000001` `1029278`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,104 sqft Living Area
1st Floor Area	423 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Townhouse
Exterior Material	Frame
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,019 sqft (0.023 acres)
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1029278
Street Address	731 E 121ST TER
City	KANSAS CITY
State	MO
Zip	64146-1112
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	MISSION LAKE 1ST PLAT REPLAT 1 LOTS R 2 S T UNIT R BLDG 20 T R R-2
Legal Subdivision	MISSION LAKE 1ST PLAT
Legal Tract	R-2
Legal Block	3
Legal Lot Number	R
Jurisdiction	JACKSON MO
Township / Civil Division	KAW
Census Block Group	3
Census Block	3019
Census Tract	13418

Owner

Source: Jackson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	731 E 121ST TER, KANSAS CITY, MO 64146-1112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Aug 17, 2026	Deed, Transfer NATIONS TITLE, ALLIANCE NATIONAL TITLE AGENCY
Jan 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jan 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jan 22, 2018	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026
Deed Sale	Aug 17, 2026
Prior Sale	Jun 17, 2024 · Amount on Record
Deed Document Number	202661616
Prior Transfer Date	Apr 11, 2017
Prior Transfer Doc	00E0033248
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Aug 24, 2026
Property Address	731 E 121ST TER, KANSAS CITY, MO 64146-1112
Document Number	0000064200
Instrument Date	Aug 13, 2026
Instrument	202664200
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 S 53RD ST, KANSAS CITY, KS 66106-3348

Mortgage

Document Number	0000064200,
Date	Aug 24, 2026
Instrument	202664200

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 17, 2026
Property Address	731 E 121ST TER, KANSAS CITY, MO 64146-1112
Document Number	0000061616
Instrument Date	Aug 11, 2026
Instrument	202661616
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NATIONS TITLE, ALLIANCE NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	731 E 121ST TER, KANSAS CITY, MO 64146-1112
Document Number	0000E05311
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 E 121ST TER KANSAS CITY MO 641461112, KANSAS CITY, MO 64146-1112

Mortgage

Document Number	0000E05311
Date	Jan 15, 2021
Instrument	5311E

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 14, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	731 E 121ST TER, KANSAS CITY, MO 64146-1112
Document Number	0000E10464
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 E 121ST TER KANSAS CITY MO 641461112, KANSAS CITY, MO 64146-1112

Mortgage

Document Number	0000E10464
Date	Feb 5, 2020
Instrument	10464E

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Feb 4, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 22, 2018
Property Address	731 E 121ST TER, KANSAS CITY, MO 64146-1112
Document Number	0000E05591
Instrument Date	Jan 18, 2018
Instrument	5591E
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	CONTINENTAL

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 E 121ST TER KANSAS CITY MO 641461112, KANSAS CITY, MO 64146-1112

Mortgage

Document Number	E05694
Date	Jan 22, 2018
Instrument	5694E

Lender

Name	PRIME LNDG
Address	18111 PRESTON RD # 900, DALLAS, TX 75252-6601

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Kansas City
Unified School District	Grandview C-4 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,153 (-) Land $4,752 Building $25,401	$158,700 (-)
2025	$2,533.00 (+5.02%)	$30,153 (+6.1%) Land $4,752 Building $25,401	$158,700 (+6.1%)
2024	$2,412.00 (+1.86%)
2023	$2,368.00	$28,420 Land $3,097 Building $25,323	$149,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2017–2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KANSAS CITY PWS serves 553,295 people · EPA ID MO1010415
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Everfast Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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