731 E 10th Ave, Bowling Green, KY 42101 Property Records

Warren County property record for 731 E 10th Ave, Bowling Green, KY 42101

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,861 sqft · built 1880
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$279,900 (Jan 2024)
Tax Bill$1,695 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Sep 2022 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN040C-01-114

Property Details

APN / Parcel Number

Primary APN040C-01-114
Alternative APNs
  • E9912428
  • 246910

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,861 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions219 ft deep x 70 ft wide
TerrainRolling
Garage TypeDetached
Garage Area660 sqft
DrivewayAsphalt Driveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area549 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address731 E 10TH AVE
CityBOWLING GREEN
StateKY
Zip42101-2368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHARMONY SUBDIVISION
Legal Lot Number114
JurisdictionWARREN KY
Township / Civil DivisionBOWLING GREEN
Census Block Group2
Census Block2016
Census Tract10500

Owner

Source: Warren County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address731 E 10TH AVE, BOWLING GREEN, KY 42101-2368
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Deed of Trust, Mortgage · Line of Credit
THE GERMAN AMERICAN BANK
Sep 20, 2022Deed of Trust, Mortgage · Commercial Mortgage
FARMERS BANK AND TRUST COMPANY
Oct 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN BANK & TRUST COMPANY NA
Jun 8, 2021Deed, Transfer · Commercial Mortgage
AMERICAN BANK & TRUST COMPANY NA
Jul 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
EVOLVE BANK & TRUST
Feb 14, 2020Deed of Trust, Mortgage · Line of Credit
FARMERS BANK & TRUST
Dec 19, 2018Deed of Trust, Mortgage · Construction Mortgage
CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2024 · Amount on Record
Deed SaleJan 16, 2024 · Amount on Record
Prior SaleJan 3, 2024 · Amount on Record
Deed Document Number20242032360
Deed Book / Page1294 / 148
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN KY
Property Address731 E 10TH AVE, BOWLING GREEN, KY 42101-2368
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M3628/285
DateMar 17, 2026
Book PageM3628/285
Instrument2157328
Lender
NameTHE GERMAN AMERICAN BANK
TypeBank
AddressBOWLING GREEN, KY 42101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 20, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN KY
Property Address731 E 10TH AVE, BOWLING GREEN, KY 42101-2368
Transaction TypeMortgage
Record UpdatedOct 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address731 E 10TH AVE, BOWLING GREEN, KY 42101-2368

Mortgage

Document Number0M3323/321
DateSep 20, 2022
Book PageM3323/321
Instrument1968661
Lender
NameFARMERS BANK AND TRUST COMPANY
AddressMARION, KY 42064
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueOct 10, 2032

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN KY
Property Address731 E 10TH AVE, BOWLING GREEN, KY 42101-2368
Transaction TypeMortgage
Record UpdatedNov 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM3209/627
DateOct 19, 2021
Book PageM3209/627
Instrument1922519
Lender
NameAMERICAN BANK & TRUST COMPANY NA
TypeBank
AddressBOWLING GREEN, KY 42101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionWARREN KY
Recording DateJun 8, 2021
Property Address731 E 10TH AVE, BOWLING GREEN, KY 42101-2368
Document Number0D1232/857
Book / PageD1232 / 857
Instrument DateJun 7, 2021
Instrument1193362
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$529.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address731 E 10TH AVE, BOWLING GREEN, KY 42101-2368

Transferred To (Grantee/Buyer)

NameVerified Name
Address778 COVINGTON ST, BOWLING GREEN, KY 42103-1646

Mortgage

Document Number0001193363
DateJun 8, 2021
Instrument1193363
Lender
NameAMERICAN BANK & TRUST COMPANY NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN KY
Property Address731 E 10TH AVE, BOWLING GREEN, KY 42101-2368
Transaction TypeMortgage
Record UpdatedJul 15, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM3003/691
DateJul 7, 2020
Book PageM3003/691
Instrument1145898
Lender
NameEVOLVE BANK & TRUST
TypeBank
AddressMEMPHIS, TN 38119
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN KY
Property Address731 E 10TH AVE, BOWLING GREEN, KY 42101-2368
Transaction TypeMortgage
Record UpdatedMay 26, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2952/267
DateFeb 14, 2020
Book PageM2952/267
Instrument1131498
Lender
NameFARMERS BANK & TRUST
TypeBank
AddressMARION, KY 42064
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 7, 2040
Interest
Rate TypeAdjustable Rate

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN KY
Property Address731 E 10TH AVE, BOWLING GREEN, KY 42101-2368
Transaction TypeMortgage
Record UpdatedDec 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2848/494
DateDec 19, 2018
Book PageM2848/494
Instrument984952
Lender
NameCITIZENS FIRST BANK INC
TypeBank
AddressBOWLING GREEN, KY 42104
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 14, 2019

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBowling Green City
CountyWarren County
Unified School DistrictBowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,695.00 (-4.45%)$529,000 (-)$529,000 (-)
2023$1,774.00$529,000$529,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1998 · Severe Storms, Tornadoes,and Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOWLING GREEN MUNICIPAL UTILITIES
serves 53,601 people · EPA ID KY1140038
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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