731 Danny Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 731 Danny Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,106 sqft · built 1960
Lot Size	0.265 acres (11,554 sqft)
Owner	Individual Name on Record
Last Sale	$119,900 (Feb 2013)
Tax Bill	$3,836 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`245550A000`

Property Details

APN / Parcel Number

Primary APN	`245550A000`
Alternative APN	`2-057A-4156-00-0004.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,106 sqft Living Area
Gross Area	3,850 sqft
1st Floor Area	1,840 sqft
Basement Area	1,688 sqft
Finished Basement	1,266 sqft
Unfinished Basement	422 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,554 sqft (0.265 acres)
Lot Dimensions	109 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	245550A000
Street Address	731 DANNY LN
City	O FALLON
State	MO
Zip	63366-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	WESTWOOD AC #3 LOT 4
Legal Subdivision	WESTWOOD AC #3
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1012
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	731 DANNY LN, O FALLON, MO 63366-2447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Dec 30, 2020	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Jul 10, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2013 · Amount on Record
Deed Sale	Feb 1, 2013 · Amount on Record
Deed Document Number	201393140
Deed Book / Page	5950 / 699
Prior Transfer Date	Nov 8, 2002
Prior Transfer Doc	0000114123
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	731 DANNY LN, O FALLON, MO 63366-2447
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 DIANNE DR, O FALLON, MO 63368-8382

Mortgage

Document Number	0000046965
Date	Aug 25, 2022
Instrument	2022R-046965

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	731 DANNY LN, O FALLON, MO 63366-2447
Document Number	0000004943
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 DANNY LN O FALLON MO 633662447, O FALLON, MO 63366-2447

Mortgage

Document Number	0000004943
Date	Jan 19, 2021
Instrument	4943

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	731 DANNY LN, O FALLON, MO 63366-2447
Document Number	0069491465
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 DANNY LN O FALLON MO 633662447, O FALLON, MO 63366-2447

Mortgage

Document Number	0069491465
Date	Jul 17, 2018
Book Page	006949/001465
Instrument	403790

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,687 (-)	$314,140 (-) Land $55,000 Building $259,140
2025	$3,836.00	$59,687 (+14.78%)	$314,140 (+14.78%) Land $55,000 Building $259,140
2023		$51,999
2022			$273,678 Land $55,000 Building $218,678

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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