731 Crescent Ave, Covington, KY 41011 Property Records

Kenton County property record for 731 Crescent Ave, Covington, KY 41011

Property Summary

Property Type	Landominium
Details	3 bd · 3 ba · 2,618 sqft · built 2008
Lot Size	0.06 acres (2,618 sqft)
Owner	Company Name on File
Last Sale	$940,000 (May 2022)
Tax Bill	$4,984 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-43-02-014.00`

Property Details

APN / Parcel Number

Primary APN	`040-43-02-014.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,618 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	2,618 sqft (0.06 acres)
Lot Dimensions	117 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	731 CRESCENT AVE
City	COVINGTON
State	KY
Zip	41011-1017
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Landominium
Legal Description	ARNOLD H'STD BLK H PT LOTS 1&32 2618 SQ FT WS CRESCENT AVE KNOWN AS PARCEL 4-A ON ID PLAT
Legal Subdivision	ARNOLD HOMESTEAD
Legal Phase	H
Legal Block	H
Legal Lot Number	1&32
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	61600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lewisburg Historic District listed 1993 · 430 contributing resources · NRIS 93001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

731 Crescent Ave, a landominium, is owned by a company that bought it in May 2022.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	2641 CRESCENT SPRINGS PIKE, C, FT MITCHELL, KY 41017-1568
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND BANK
May 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HEARTLAND BANK
May 6, 2022	Warranty Deed, Transfer · Line of Credit HEARTLAND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Prior Sale	Oct 7, 2013 · Amount on File
Deed Document Number	2022204
Deed Book / Page	163 / 974
Prior Transfer Date	May 7, 2008
Prior Transfer Doc	0005900291
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	731 CRESCENT AVE, COVINGTON, KY 41011-1017
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 DIXIE HWY B, B, FT MITCHELL, KY 41017-3009

Mortgage

Document Number	0005900109
Date	May 11, 2022
Book Page	369/967
Instrument	22051105900109

Lender

Name	HEARTLAND BANK
Type	Bank
Address	COLUMBUS, OH 43210

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 6, 2032

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	731 CRESCENT AVE, COVINGTON, KY 41011-1017
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 DIXIE HWY B, B, SOUTH FORT MITCHELL, KY 41017-3009

Mortgage

Document Number	0005900139
Date	May 11, 2022
Book Page	370/90
Instrument	22051105900139

Lender

Name	HEARTLAND BANK
Type	Bank
Address	COLUMBUS, OH 43213

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 6, 2027

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 6, 2022
Property Address	731 CRESCENT AVE, COVINGTON, KY 41011-1017
Document Number	0005900204
Book / Page	163 / 974
Instrument Date	May 6, 2022
Instrument	22050605900204
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10763 CROWN POINTE DR, 10763, UNION, KY 41091-9253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 DUDLEY TRCE # A, A, FLORENCE, KY 41042-3297

Mortgage

Document Number	0005900253
Date	May 6, 2022
Book Page	368/712
Instrument	22050605900253

Lender

Name	HEARTLAND BANK
Type	Bank
Address	COLUMBUS, OH 43213

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 731 Crescent Ave was $4,984.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,800 (+12.12%) Land $50,000 Building $371,800	$421,800 (+12.12%) Land $50,000 Building $371,800
2025	$4,984.00	$376,200 Land $30,000 Building $346,200	$376,200 Land $30,000 Building $346,200
2023	$5,010.00	$376,200 Land $30,000 Building $346,200	$376,200 Land $30,000 Building $346,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 731 Crescent Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 Crescent Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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