731 Co Rd 4, Oxford, NY 13830 Property Records

Chenango County and Preston Town property record for 731 Co Rd 4, Oxford, NY 13830

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 1,575 sqft · built 2004
Lot Size53.4 acres (2,326,104 sqft)
Owner2 Individual Names on File
Tax Bill$5,193 (2026)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone A (high risk)
APN085400 146.-1-26.221

Property Details

APN / Parcel Number

Primary APN085400 146.-1-26.221
Alternative APN
  • 540014600000010262210000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,575 sqft Living Area
1st Floor Area1,050 sqft
Upper Floors Area525 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRustic
Exterior MaterialWood
Foundation TypeRaised
Lot Area2,326,104 sqft (53.4 acres)
PorchSlab
Porch Area595 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address731 COUNTY ROAD 4
CityOXFORD
StateNY
Zip13830-3292
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Block1
Legal Lot Number26.221
JurisdictionCHENANGO NY
Township / Civil DivisionPRESTON
Census Block Group1
Census Block1001
Census Tract970700

Owner

731 Co Rd 4, a rural home, is owned and occupied by two individuals.

Source: Chenango County and Preston Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address731 COUNTY ROAD 4, OXFORD, NY 13830-3292
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHENANGO NY
Property Address731 COUNTY ROAD 4, OXFORD, NY 13830-3292
Document Number0000000960
Instrument DateMay 1, 2019
Transaction TypeMortgage
Record UpdatedJun 28, 2019
Title CompanyFRONTIER ABSTRACT, FRONTIER ABS

Transferred To (Grantee/Buyer)

NameVerified Name
Address731 COUNTY ROAD 4 OXFORD NY 138303292, OXFORD, NY 13830-3292

Mortgage

Document Number0000000960
DateJun 3, 2019
Instrument960
Lender
NameNBT BK
TypeBank
AddressOXFORD, NY 13830-0511
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 731 Co Rd 4 was $5,193 with exemptions applied, up 2.1% from the year before.

Source: Chenango County and Preston Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChenango County
County SubdivisionPreston Town
Unified School DistrictOxford Academy and Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,193.00 (+2.06%) Homeowner's exemption Senior Citizen's exemption
2025$5,088.00$58,500 Land $23,500 Building $35,000$208,929 Land $83,929 Building $125,000
2023$58,500 Land $23,500 Building $35,000$194,481 Land $78,125 Building $116,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 Co Rd 4 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 Co Rd 4 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Co Rd 4

Nearby Streets

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