731 Cloudyfold Dr, Baltimore (Pikesville), MD 21208 Property Records

Baltimore County property record for 731 Cloudyfold Dr, Baltimore, MD 21208

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,200 sqft · built 1952
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2016)
Tax Bill	$1,700 (2023)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2022 Second Mortgage + 2 more
APN	`03-0306022650`

Property Details

APN / Parcel Number

Primary APN	`03-0306022650`
Alternative APNs	`30306022650` `0306022650`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,200 sqft Total Area
1st Floor Area	800 sqft
Attic Area	250 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	0306022650
Old Parcel Number	30306022650
Street Address	731 CLOUDYFOLD DR
City	BALTIMORE
State	MD
Zip	21208-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	731 CLOUDYFOLD DR SILVER CREEK
Legal Section	1
Legal Subdivision	SILVER CREEK
Legal Block	B
Legal Lot Number	19
Jurisdiction	BALTIMORE MD
Township / Civil Division	3
Census Block Group	2
Census Block	2008
Census Tract	403300

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	731 CLOUDYFOLD DR, BALTIMORE, MD 21208-4608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Oct 22, 2019	Loan Modification, Mortgage · Conventional Mortgage FREEDOM MTG
Oct 22, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2016 · Amount on Record
Deed Sale	Aug 29, 2016 · Amount on Record
Deed Document Number	552635
Deed Book / Page	37936 / 288
Record Updated	Jun 7, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	731 CLOUDYFOLD DR, BALTIMORE, MD 21208-4608
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0488540302
Date	Mar 12, 2024
Book Page	48854/302

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	731 CLOUDYFOLD DR, BALTIMORE, MD 21208-4608
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 CLOUDYFOLD DR, PIKESVILLE, MD 21208-4608

Mortgage

Document Number	0463140374
Date	Jan 31, 2022
Book Page	46314/374

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Nov 1, 2049

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALTIMORE MD
Property Address	731 CLOUDYFOLD DR, BALTIMORE, MD 21208-4608
Document Number	0421840273
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 CLOUDYFOLD DR PIKESVILLE MD 212084608, PIKESVILLE, MD 21208-4608

Mortgage

Document Number	0421840273
Date	Dec 4, 2019
Book Page	042184/000273

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	731 CLOUDYFOLD DR, BALTIMORE, MD 21208-4608
Document Number	0421840281
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 CLOUDYFOLD DR PIKESVILLE MD 212084608, PIKESVILLE, MD 21208-4608

Mortgage

Document Number	0421840281
Date	Dec 4, 2019
Book Page	042184/000281

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,700.00	$237,200	$273,000 Land $63,000 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	20 (1979–2011)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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