Lexington County property record for 731 Clipper Trl, Chapin, SC 29036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,632 sqft · built 2023 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jun 2022) |
| Tax Bill | $5,480 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001107-01-007 |
| Primary APN | 001107-01-007 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,632 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 87,120 sqft (2 acres) |
| View / Lot | Waterfront / Beach |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 731 CLIPPER TRL |
|---|---|
| City | CHAPIN |
| State | SC |
| Zip | 29036-6924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | THE VILLAGES @ SIMMONS COVE PH 2 LOT 7 |
| Legal Subdivision | THE VILLAGES AT SIMMONS COVE |
| Legal Phase | II |
| Legal Lot Number | 7 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | CHAPIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21208 |
731 Clipper Trl is owned by an individual who bought it in June 2022.
Source: Lexington County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 224 WALKBRIDGE WAY, CHAPIN, SC 29036-7102 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Dec 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Jun 9, 2022 | Limited Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2022 · Amount on File |
| Deed Sale | Jun 9, 2022 · Amount on File |
| Deed Document Number | 202226275 |
| Deed Book / Page | 21011 / 5388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 731 CLIPPER TRL, CHAPIN, SC 29036-6924 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2103600109 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 21036/109 |
| Instrument | 2022051156 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 23, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 731 CLIPPER TRL, CHAPIN, SC 29036-6924 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2103704470 |
|---|---|
| Date | Dec 9, 2022 |
| Book Page | 21037/4470 |
| Instrument | 2022052937 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Nov 23, 2023 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jun 9, 2022 |
| Property Address | 731 CLIPPER TRL, CHAPIN, SC 29036-6924 |
| Document Number | 2101105388 |
| Book / Page | 21011 / 5388 |
| Map Reference | MB 21005 PG 2942 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 2022026275 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $390.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 224 WALKBRIDGE WAY, CHAPIN, SC 29036-7102 |
The 2025 property tax bill for 731 Clipper Trl was $5,480, down 5.6% from the year before.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,480.00 (-5.58%) | $37,937 (-) Land $8,480 Building $29,457 | |
| 2024 | $5,804.00 | $37,937 Land $8,480 Building $29,457 | $948,428 Land $212,000 Building $736,428 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 731 Clipper Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 731 Clipper Trl is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BGWC DUTCHMAN SHORES private · serves 335 people · EPA ID SC3250021 |
|---|---|
| Water Source | Purchased surface water from CITY OF COLUMBIA |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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