731 Clayton St, Aberdeen, MD 21001 Property Records

Harford County property record for 731 Clayton St, Aberdeen, MD 21001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,114 sqft · built 1955
Lot Size	0.267 acres (11,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Apr 2018)
Tax Bill	$2,484 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-035464`

Property Details

APN / Parcel Number

Primary APN	`02-035464`
Alternative APNs	`2035464` `035464`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,114 sqft Total Area
Basement Area	462 sqft
Finished Basement	462 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	11,651 sqft (0.267 acres)
Lot Dimensions	125 ft deep x 93 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Account Number	035464
Street Address	731 CLAYTON ST
City	ABERDEEN
State	MD
Zip	21001-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 26 93/98X122 AV 731 CLAYTON STREET HILLSDALE PT 5/46
Legal Subdivision	CLAYTON STREET HILLSD
Legal Lot Number	26
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	3
Census Block	3034
Census Tract	302902

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	731 CLAYTON ST, ABERDEEN, MD 21001-3521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOWARD BANK
Jan 21, 2022	Intrafamily Transfer, Transfer GETZ TITLE GROUP LLC
Apr 16, 2018	Special Warranty Deed, Transfer · VA Mortgage HOWARD BANK
Jan 26, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Prior Sale	Jan 26, 2018 · Amount on Record
Deed Book / Page	12781 / 219
Last Transfer Date	Nov 29, 2021
Transfer Doc	0153210265
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	731 CLAYTON ST, ABERDEEN, MD 21001-3521
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129050262
Date	Jul 18, 2018
Book Page	12905/0262

Lender

Name	HOWARD BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Apr 1, 2033

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jan 21, 2022
Property Address	731 CLAYTON ST, ABERDEEN, MD 21001-3521
Document Number	0153210265
Book / Page	15321 / 265
Map Reference	MB 5 PG 46
Instrument Date	Nov 29, 2021
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	GETZ TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	731 CLAYTON ST, ABERDEEN, MD 21001-3521

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 16, 2018
Property Address	731 CLAYTON ST, ABERDEEN, MD 21001-3521
Document Number	0127810219
Book / Page	12781 / 0219
Map Reference	MB5 FO46
Instrument Date	Mar 30, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	731 CLAYTON ST, ABERDEEN, MD 21001-3521
Investor	Possibly a Property Investor

Mortgage

Document Number	0012781223
Date	Apr 16, 2018
Instrument	12781/223

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 26, 2018
Property Address	731 CLAYTON ST, ABERDEEN, MD 21001-3521
Document Number	0126840188
Book / Page	012684 / 000188
Instrument Date	Feb 2, 2017
Transaction Type	Foreclosure
Record Updated	Feb 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$129.20
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Aberdeen City
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,484.00 (+16.62%) Homeowner's exemption	$260,600 (+6.6%) Land $53,100 Building $207,500	$260,600 (-) Land $53,100 Building $207,500
2025	$2,130.00 Homeowner's exemption	$244,467 (+15.21%)	$260,600 (+22.81%) Land $53,100 Building $207,500
2023		$212,200 Land $53,100 Building $159,100	$212,200 Land $53,100 Building $159,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	11 (1997–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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