731 Clark St, Cambridge, OH 43725 Property Records

Guernsey County property record for 731 Clark St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,836 sqft · built 1913
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Tax Bill	$2,057 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-0007053.000`

Property Details

APN / Parcel Number

Primary APN	`06-0007053.000`
Alternative APN	`003021-0`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Area	384 sqft
Porch	Slab
Porch Area	200 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003021-0
Street Address	731 CLARK ST
City	CAMBRIDGE
State	OH
Zip	43725-1939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA03-04 PT N 23-24 OAKLAND
Legal Range	03W
Legal Township	02N
Legal Section	03
Legal Subdivision	OAKLAND
Legal Tract	2
Legal Lot Number	24PT
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2019
Census Tract	977500

Owner

731 Clark St is owned and occupied by an individual who acquired it in August 2006.

Source: Guernsey County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	731 CLARK ST, CAMBRIDGE, OH 43725-1939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 11, 2006
Transfer Doc	00442/0423
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	731 CLARK ST, CAMBRIDGE, OH 43725-1939
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 CLARK ST AVENUE #300 300, 300, CHARLOTTE, NC 28277

Mortgage

Document Number	00581/4914
Date	Mar 23, 2022
Book Page	581/4914
Instrument	202200001666

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Apr 13, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 731 Clark St was $2,057 with a homeowner's exemption.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,057.00 Homeowner's exemption	$39,791 Land $6,716 Building $33,075
2024			$113,690 Land $19,190 Building $94,500
2023	$1,782.00 (+5.95%) Homeowner's exemption	$33,967 (+0.02%) Land $5,733 Building $28,234
2022	$1,682.00 Homeowner's exemption	$33,960 Land $5,730 Building $28,230	$97,040 (-0.01%) Land $16,380 Building $80,660
2021			$97,050 Land $16,380 Building $80,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 Clark St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 Clark St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Smart Way Communications.

Nearby Properties on Clark St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures