731 Clark Rd, Ceresco, MI 49033 Property Records

Calhoun County property record for 731 Clark Rd, Ceresco, MI 49033

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,362 sqft · built 1950
Lot Size	0.104 acres (4,530 sqft)
Owner	2 Company Names on File
Last Sale	$480,000 (Jul 2025)
Tax Bill	$4,015 (2025)
Deeds & Mortgages	Oct 2006 Mortgage Dec 2025 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`17-371-003-00`

Property Details

APN / Parcel Number

Primary APN	`17-371-003-00`
Alternative APN	`13-17-371-003-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,362 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	4,530 sqft (0.104 acres)
Lot Width	50 ft Width

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	731 CLARK RD
City	CERESCO
State	MI
Zip	49033-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	NEWTON TWP. PART OF LOT 12 OF THE SUPERVISOR'S PLAT OF CLARK ADD, COM AT THE NE COR OF LOT 12 TH S 60?04'25" W 10 FT TO POB
Legal Range	7W
Legal Township	3S
Legal Subdivision	HARDING PARK
Legal Lot Number	12
Jurisdiction	CALHOUN MI
Township / Civil Division	NEWTON
Census Block Group	4
Census Block	4035
Census Tract	2700

Owner

Source: Calhoun County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	711 CLARK RD, CERESCO, MI 49033-9605
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2006	Deed of Trust, Mortgage · Balloon Mortgage OPTION ONE MORTGAGE CORP
Dec 23, 2025	Intrafamily Transfer, Transfer
Dec 23, 2025	Intrafamily Transfer, Transfer
Dec 23, 2025	Intrafamily Transfer, Transfer
Jul 15, 2025	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Mar 12, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 15, 2025	Re-recorded Document
Jul 15, 2015	Intrafamily Transfer, Transfer · Conventional Mortgage EDUCATIONAL COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Jul 15, 2025 · Amount on Record
Deed Book / Page	4924 / 407
Prior Transfer Date	Mar 12, 2025
Prior Transfer Doc	004891/864
Record Updated	Sep 20, 2026

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	731 CLARK RD, CERESCO, MI 49033-9605
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	CAPITOL CITY TITLE AGENCY LLC, CAPITOL CITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03194/0576
Date	Oct 6, 2006
Book Page	3194/0576

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	3 ADA, IRVINE, CA 92618

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.1%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALHOUN MI
Recording Date	Dec 23, 2025
Property Address	731 CLARK RD, CERESCO, MI 49033-9605
Document Number	0004967/25
Book / Page	4967 / 25
Map Reference	LB 11 PG 16
Instrument Date	Dec 8, 2025
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	711 CLARK RD, CERESCO, MI 49033-9605

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALHOUN MI
Recording Date	Dec 23, 2025
Property Address	731 CLARK RD, CERESCO, MI 49033-9605
Document Number	0004967/21
Book / Page	4967 / 21
Map Reference	LB 11 PG 16
Instrument Date	Dec 8, 2025
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	711 CLARK RD, CERESCO, MI 49033-9605

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALHOUN MI
Recording Date	Dec 23, 2025
Property Address	731 CLARK RD, CERESCO, MI 49033-9605
Document Number	0004967/25
Book / Page	4967 / 25
Map Reference	LB 11 PG 16
Instrument Date	Dec 8, 2025
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	711 CLARK RD, CERESCO, MI 49033-9605

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Jul 15, 2025
Property Address	731 CLARK RD, CERESCO, MI 49033-9605
Document Number	004924/407
Book / Page	4924 / 407
Map Reference	LB 7 PG 14
Instrument Date	Jul 1, 2025
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	731 CLARK RD, CERESCO, MI 49033-9605

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13833 15 MILE RD, MARSHALL, MI 49068-8514

Mortgage

Document Number	0000492482
Date	Jul 15, 2025
Instrument	4924/82

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	Feb 1, 2031

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALHOUN MI
Recording Date	Mar 12, 2025
Property Address	731 CLARK RD, CERESCO, MI 49033-9605
Document Number	004891/864
Book / Page	4891 / 864
Map Reference	LB 11 PG 16
Instrument Date	Mar 12, 2025
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$7.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	731 CLARK RD, CERESCO, MI 49033-9605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 CLARK RD, CERESCO, MI 49033-9605
Investor	Possibly a Property Investor

July 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CALHOUN MI
Recording Date	Jul 15, 2025
Property Address	731 CLARK RD, CERESCO, MI 49033-9605
Document Number	004924/402
Book / Page	4924 / 402
Map Reference	LB 7 PG 14
Instrument Date	Mar 12, 2025
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$7.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	731 CLARK RD, CERESCO, MI 49033-9605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 CLARK RD, CERESCO, MI 49033-9605
Investor	Possibly a Property Investor

July 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALHOUN MI
Recording Date	Jul 15, 2015
Property Address	731 CLARK RD, CERESCO, MI 49033-9605
Document Number	03979/0067
Book / Page	3979 / 0067
Map Reference	LB7 PG14
Instrument Date	Apr 24, 2015
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	731 CLARK RD, CERESCO, MI 49033-9605

Mortgage

Document Number	0039790068
Date	Jul 15, 2015
Instrument	3979/0068

Lender

Name	EDUCATIONAL COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	82 Months
Due	May 1, 2022

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Newton Township
Unified School District	Harper Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,015.00 (+30,784.62%) Homeowner's exemption	$143,100
2024	$13.00 (-83.12%)		$286,200
2022	$77.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1991)
Most Recent Claim	May 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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