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731 Circle Dr, Tower Lakes (Barrington), IL 60010 Property Records

Lake County property record for 731 Circle Dr, Tower Lakes, IL 60010

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,376 sqft · built 1966
Lot Size0.54 acres (23,540 sqft)
OwnerCompany Name on File
Last Sale$420,000 (Aug 2019)
Tax Bill$16,340 (2024)
Deeds & MortgagesSep 2023 Line of Credit
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-02-109-015

Property Details

APN / Parcel Number

Primary APN13-02-109-015

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,376 sqft Living Area
Gross Area5,161 sqft
1st Floor Area1,188 sqft
Upper Floors Area1,188 sqft
Basement Area1,188 sqft
Finished Basement1,000 sqft
Unfinished Basement188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Lot Area23,540 sqft (0.54 acres)
Garage TypeAttached
Garage Area1,597 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area472 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address731 CIRCLE DR
CityTOWER LAKES
StateIL
Zip60010-1060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWER LAKE ESTATES UNIT NO 2 SUB; LOTS 24, 25 & 26 BLOCK 7
Legal SubdivisionTOWER LAKE ESTATES UNIT NO 2 SUB
Legal Block7
Legal Lot Number24-25
Legal Unit2
JurisdictionLAKE IL
Township / Civil DivisionCUBA
Census Block Group1
Census Block1003
Census Tract864303

Owner

Source: Lake County records · APN 13-02-109-015

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address731 CIRCLE DR, TOWER LAKES, IL 60010-1060
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Sep 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FIDELITY MORTGAGE SERVICES INC
Aug 19, 2019Warranty Deed, Transfer · ARM
BLACKHAWK BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2019 · Amount on Record
Deed SaleAug 19, 2019 · Amount on Record
Prior SaleOct 04, 2001 · Amount on Record
Deed Document Number20197585673
Last Transfer DateDec 18, 2024
Transfer Doc0008091948
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address731 CIRCLE DR, TOWER LAKES, IL 60010-1060
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address731 CIRCLE DR, TOWER LAKES, IL 60010-1060

Mortgage

Document Number0007994157
DateSep 07, 2023
Instrument7994157
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 23, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address731 CIRCLE DR, TOWER LAKES, IL 60010-1060
Transaction TypeMortgage
Record UpdatedNov 03, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007830719
DateSep 30, 2021
Instrument7830719
Lender
NameAMERICAN FIDELITY MORTGAGE SERVICES INC
TypeMortgage Company
AddressWHEATON, IL 60189
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2036
Interest
Rate TypeFixed Rate

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateAug 19, 2019
Property Address731 CIRCLE DR, TOWER LAKES, IL 60010-1060
Document Number0007585673
Map ReferenceDOC 499883
Instrument DateJun 22, 2019
Instrument7585673
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address731 CIRCLE DR, TOWER LAKES, IL 60010-1060

Mortgage

Document Number0007585674
DateAug 19, 2019
Instrument7585674
Lender
NameBLACKHAWK BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJan 08, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.5%
Index1-Year LIBOR
Max Rate9.5%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionCuba Township
MunicipalityTower Lakes Village
Unified School DistrictBarrington Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$227,690 (+16.35%) Land $35,813 Building $191,877$683,139 (+16.35%) Land $107,450 Building $575,689
2024$16,340.00 (+44.51%)
2023$11,307.00 (+1.72%)$195,700 (+33.38%) Land $30,781 Building $164,919$587,158 (+33.38%) Land $92,352 Building $494,806
2022$11,116.00$146,720 Land $34,822 Building $111,898$440,204 Land $104,476 Building $335,728

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), as of February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978643031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Based on FCC filings for 99 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0975010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWER LAKES
serves 1,372 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead19 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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