Berks County property record for 731 Cherry St, Reading, PA 19602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1959 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $381,000 (Mar 2026) |
| Tax Bill | $1,549 (2026) |
| Deeds & Mortgages | May 2021 Second Mortgage Jan 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6309-05-17-9744 |
| Primary APN | 6309-05-17-9744 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 624 sqft |
| Game Room | Game Room |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 13,068 sqft (0.3 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 25009400 |
|---|---|
| Street Address | 731 CHERRY ST |
| City | READING |
| State | PA |
| Zip | 19602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 17 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | BALLY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 13302 |
Source: Berks County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 731 CHERRY ST, BALLY, PA 19503-9611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMBLER SAVINGS BANK |
| Jan 20, 2026 | Deed of Trust, Mortgage · Line of Credit AMBLER SAVINGS BANK |
| Mar 25, 2026 | Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Prior Sale | Apr 20, 1989 |
| Deed Document Number | 20268757 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 731 CHERRY ST, BALLY, PA 19503-9611 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|---|
| Address | 731 CHERRY ST, BALLY, PA 19503-9611 |
| Document Number | 0000025592 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021025592 |
| Name | AMBLER SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | AMBLER, PA 19002 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Apr 19, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 731 CHERRY ST, BALLY, PA 19503-9611 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|
| Document Number | 0000001945 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 2026001945 |
| Name | AMBLER SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 155 E BUTLER AVE, AMBLER, PA 19002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2056 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Mar 25, 2026 |
| Property Address | 731 CHERRY ST, BALLY, PA 19503-9611 |
| Document Number | 0000008757 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026008757 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | EVERGREEN SETTLEMENT COMPANY, EVERGREEN SETTLEMENT CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,810.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 731 CHERRY ST, BALLY, PA 19503-9611 |
| Document Number | 0000008758 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026008758 |
| Name | MORTGAGE AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Bally Borough |
| Unified School District | Boyertown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,549.00 | $101,200 (-) Land $46,900 Building $54,300 | $46,900 (-) Land $46,900 |
| 2025 | $1,549.00 (+12.25%) Homeowner's exemption | $101,200 (-) Land $46,900 Building $54,300 | $46,900 (-53.66%) Land $46,900 |
| 2024 | $1,380.00 | $101,200 Land $46,900 Building $54,300 | |
| 1994 | $101,200 Land $46,900 Building $54,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BALLY MUNI WATER WORKS serves 2,146 people · EPA ID PA3060002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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